OzVMX Forum

Clubroom => General Discussion => Topic started by: maxvmx on January 23, 2009, 07:56:04 pm

Title: Global financial crisis - what does it mean to you
Post by: maxvmx on January 23, 2009, 07:56:04 pm
I actually kringe at the term now but at a grass roots level a lot of my friends have lost their jobs and now I believe that my one is on shaky ground as well! It's pretty hard to budget for a motor rebuild for my RM when I'm not even sure what the hell I'll be doing for a living next month!
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 23, 2009, 08:03:58 pm
THATS A BIT HARSH ROSS   :o
Title: Re: Global financial crisis - what does it mean to you
Post by: magoo on January 23, 2009, 08:09:30 pm
So far fork all difference except Firkos mate Kev keeps throwing money at me. So far, no difference at all.
Title: Re: Global financial crisis - what does it mean to you
Post by: Doc on January 23, 2009, 08:11:37 pm
no difference here either as I never know what I'll be living on next week let alone next month! ::) something always comes along to save my sorry ass so rarely do I stress about it for long ;) my grass roots is literally within the grass roots so as long as the weather stays rosey then so does my job ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: David Lahey on January 23, 2009, 08:16:14 pm
With the relative values of the US and UK and Aussie currencies changing so fast, I take great care now when buying from overseas suppliers to get it organised so I can buy at the right time eg its a great time right now for buying from the UK which is where the best twinshock trials bits come from and terrible for buying from the US.
Title: Re: Global financial crisis - what does it mean to you
Post by: yzhilly on January 23, 2009, 08:20:27 pm
4 weeks notice for me i finish up Friday the 13th . Anyone looking for a Caterpillar trained Diesel Mechanic ,with leading hand and Maintenance Supervisor Experience on Mining Equip . Give me call .
Title: Re: Global financial crisis - what does it mean to you
Post by: magoo on January 23, 2009, 08:23:01 pm
What's going on with rug sucking Ross, my mate Macca is a rug sucker in Melbourne and he's got more work than he can handle too.
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 23, 2009, 08:37:34 pm
MY TREE  WORK HAS BEEN QUIET,,,,,,,,,,,,,, BUT IT PICKED UP A BIT ,  HILLY CAN YOU CLIMB TREEs
(http://i382.photobucket.com/albums/oo263/ozmaico/DCP_2030.jpg)
Title: Re: Global financial crisis - what does it mean to you
Post by: yzhilly on January 23, 2009, 08:49:06 pm
No but i could fix all ya gear .
Title: Re: Global financial crisis - what does it mean to you
Post by: Doc on January 23, 2009, 09:12:11 pm
fork that Paul!! :o
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on January 23, 2009, 09:33:29 pm
fork that Paul!! :o

yer he's not in a great position for a environmentalist/greenies attack ,is he Doc  ;) ?
Title: Re: Global financial crisis - what does it mean to you
Post by: YSS on January 23, 2009, 09:39:13 pm
That makes the pole dancers  look like beginners  :o
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 23, 2009, 09:42:33 pm
apparently im doing a guest apperance at ross  nimmo pine tree :P
Title: Re: Global financial crisis - what does it mean to you
Post by: YSS on January 23, 2009, 09:45:48 pm
Back to the thread , I have heard and viewed lots about that looming crisis , but touch wood so far we cant feel it yet. Althoug I have noticed people now opt for less bells and wistles. Harleys are still booming , modern stuff is on a steady decline , scooters and small bikes are rising  and classic racing is as steady as .
Title: Re: Global financial crisis - what does it mean to you
Post by: Nathan S on January 23, 2009, 10:02:06 pm
No difference for me. Well, our mortgage provider won't let us lock our interest rates in, at any level.

I reckon the mining and construction related guys will feel it first, then retail - and in the retail world, it will be the 'bling' stuff that gets hit hardest.

With the benefit of 20-20 hindsight, I think that a lot of industries have been bloated for a while now, and we should not have been looking at the recent economic situation as being 'normal' - in the foreseeable future, we're going to over-compensate which will suck for lots of people - but that's the price that we will collectively pay. :(

Hilly, damn!
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 23, 2009, 10:11:38 pm
one off my mate left for the mines about a bit over 14 mth s ago  he rang a few times and said things were going great ;was working in a nickle mine and was getting preety good dollars ,had big plans ,said he was comeing back at christmas to buy a house for him and his son ,been a single dad since his son was a baby and has done it tough ,the mother was a dead shit who got on the drugs and was last seen liveing under a tree up nth,so this guy has struggled all his childs life and finally he could go and try and do some thing and set up the rest off his life ,4 weeks ago the phone rings and he says im back the arse has fallen outa the mine that he was working (not sure if this is exacte prices or not)when he was working nickle was 30 k a tonne went down to 8 k a tonne and they closed the mine with only a skelton crew ,he said there were bus loads off miners heading outa town  now hes back renting a flat and is on new start again so i would say thats just one horror story and its getting worse every day  its bleeeping crisis world wide dont worry about that
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on January 23, 2009, 10:11:47 pm
Yes I think it will come full circle again and people will have to rethink about where its all (money/food) coming from...
Beef processor here has shut down,Japanese market has slowed don't need so much WA beef ,
hide market has slowed,roo shooting... everything right down the line is slowing up....but it has happened before now and will happen again. ;D
moneys in GOLD,WATER,OIL,remember MAD MAX  :D  :o
oh and lamb chops on the bbq for Australia day
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 23, 2009, 10:16:25 pm
ross do you still want to run  the montys on red gum  i think you may be onto something there .you will just have to have a soot collector on the pipe
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 23, 2009, 10:21:14 pm
(http://i382.photobucket.com/albums/oo263/ozmaico/NASMotorcycle.jpg)
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 23, 2009, 10:31:34 pm
there will be a few truths soon when obama lets some cats outa the bag
Title: Re: Global financial crisis - what does it mean to you
Post by: brent j on January 23, 2009, 10:33:54 pm
I'm thinking a lot more about what I spend my money on.

There are a few mines in the NT either slowing down or closing up but not as much as WA, yet. I got out of that industry quite a few years ago, now I'm a public servant. I have a job no one wants but it's an essential service and a legal requirement. I operate sewage treatment plants and no matter how bad things get people still have to eat and they still have to sh*t.

Darwin may fare better than other places, house prices are still strong and rentals are in demand. The NT govt just signed up an agreement to design a new gas plant with a Japanese company so we now have to wait and see. The company are planning to produce gas for their home market (Japan) so it's not a speculative type set up. They have their own market.
The last gas plant built here, 3-4 years ago, sucked up every tradesman in in the NT for two years. It also drove up wages locally. This plant will be 4 times the size of the last one and will take 3-4 years to build. If it all goes ahead it will, to a point, insulate the top end from the worst of things, WE HOPE!

In the mean time we wait and see. I remember how things were in the early nineties and like the experts say, I think this will get a lot worse before it gets better.

I talk to some of the young guys I work with and they have no idea of what is happening and what could happen. I feel a bit sorry for them, for their ignorance and lack of interest. They tell me that if things get bad they'll just get another job. They can not understand that there could be no jobs.

Brent




Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on January 23, 2009, 11:18:39 pm
WA has grown out of control too fast and the gas power can not keep up(amongst other things) so the Coal has kicked in/kept it up with no help from the government at all.
Bring on private Enterprise

So to the list of things that still stand and have money at the moment GOLD,OIL,WATER ,COAL and lamb chops for our farmers for aussie BBQ's.
Title: Re: Global financial crisis - what does it mean to you
Post by: asasin on January 24, 2009, 07:17:32 am
The way I see it we are returning to "normal" money conditions that exsisted before the 2000+ boom in property that saw people use their houses like money machines , buying the new boat and car etc on the house , then upgrading the house for more money and buying the rental (for their retirement , yea right !) and sucking the life out of those also . Banks gave it away like confetti .Now we have to have bigger deposit for houses and employment is to be treasured not treated like somthing to do between fishing trips and lattes.
To me this is just normal financial constraints of life that I grew up in.Yes it will be tougher and the credit card 20 and thirty somthings will hurt ,but it couldnt keep going forever.

Im sure as a mechanic you will get work , I fix auto electronics and i have been busyier as people are tending to fix rather than replace. good luck.
Title: Re: Global financial crisis - what does it mean to you
Post by: caps 999 on January 24, 2009, 08:30:50 am
well ill now be further downsizing my bikes  :-\ but i can always find more of those  :'( but sometimes it has to be done
Title: Re: Global financial crisis - what does it mean to you
Post by: Rosco400 on January 24, 2009, 08:37:09 am
The coal industry is suffering in the hunter. Xstrata about to hand out 120 redundancies . Good indication is normally around 50 ships anchored off Newcastlle, at the moment counted 8 as of yesterday, big money going into 2nd stage coal loader at the moment but that will be a waste of time ::) BHP and Rio shares if you got em, be careful
Title: Re: Global financial crisis - what does it mean to you
Post by: evo550 on January 24, 2009, 08:54:52 am
I'm with asasin I've been digging holes for a living for the last 20 yrs,prior to the property boomI had to turn up to quote, couldn't pick and choose jobs, and certainly couldn't name any price I wanted.
The last ten years you could pick and choose and almost charge what you wanted, but those days are almost over and it's reverting back to the "good old days"....when you had to work for a living.
I think the people who may suffer most in my industry are the ones who started up during the boom and know no different, or the ones who grew 10 fold and will now struggle with cash flow.

Anyone want a hole dug????
Title: Re: Global financial crisis - what does it mean to you
Post by: 090 on January 24, 2009, 09:04:43 am
At the risk of sounding like i have my head in the sand, i hate hearing all the doom and gloom. Mainly on the tv by Governments and economy types. Mainly because my theory is, if you keep talking it up, its going to happen.You know what i mean? People keep telling  you you look like shit. Eventually you will believe them and start feeling like shit. It hits home a bit more reading stuff from you guys though, especially Hilly losing his job.
I keep telling myself that SE Qld will fair better than others. Hope so!
Title: Re: Global financial crisis - what does it mean to you
Post by: oldfart on January 24, 2009, 09:36:27 am
Same SHIT different day in the plumbing game. Construction industry has slowed done to it's normal pace  ::)( Gold Coast works on a 7 year cycle -boom and bust ) which seems to catch out the new players.
Those that have been thru the cycle just plod along as usual ..........Mind you my bike fettish has SLOWED DOWN  some what .
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on January 24, 2009, 09:42:49 am
my salary comes in yen so I am making out like a bandit. I am happy as a shit about home prices plummeting, means i might be able to afford to move home one day, business is good but nothing is guaranteed except this years bonus  ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: lyle2212 on January 25, 2009, 04:33:54 pm
Well Rosco400 ,judging from your concern, your probably from the Newcastle area, as am I...and you are probably involved in the construction industry also .as am I... I recall a few months ago the so called "experts" harping on about how safe it was to be in the coal industry, as the world needed Coal  to keep the coal fires burning in the Power Stations world wide.... Alas they have been proven incorrect, as we have seen by the recent 1100 lay offs in NSW and QLD coal Industry.... I myself am employed in the gold Industry, luckily for me the one resource thats has continued to climb the ladder ,amidst a deepening global economic crisis.    ...Call me the prophet of doom if you choose, but, I firmly believe that we are only seeing the tip of the ice berg in regards to a world wide economic crisis, perhaps I am wrong and I hope I am ,as I have 3 kids and a huge mortgage ,but  I believe we should do what we can to prepare ourselves for what is abou t to come.....
Title: Re: Global financial crisis - what does it mean to you
Post by: maicomc490t on January 25, 2009, 05:11:29 pm
Two points

1) This whole global economy business is one big ADJUSTMENT - the world and it's greed was WAY outa control.

2) When a recession / depression hits my job gets busier !!! The security makes my shitty firies pay seem OK ?

Good luck to all our mates out there who are getting laid off and hope work is just around the corner for all of ya... :)
Title: Re: Global financial crisis - what does it mean to you
Post by: Rossvickicampbell on January 25, 2009, 09:23:48 pm
I am sorry for those that have directly been impacted upon by this current "adjustment" (I agree with the description by the way) and as 090 says I am sick of all the bed news but also remember the papers and news networks don't want to tell you any good news.  I work in a gold mine - currently trading $100 ounce more than we budgetted for, oil prices down, BHP exported in December their second highest ever amount of iron ore out of the Pilbara, FMG is still going ahead with its ramp up, China is still going ahead with a $1.8 Billion dollar iron ore plant up North, One other NT company is putting in a 200km or so rail line out to their new mine, Xstrata has just pushed through its expansion of McArthur river, Harmony is opening up Hidden Vallery (18Million ounce resource!!!) in PNG

Pays to see both sides but the news doesn't always give you that.

Rossco
Title: Re: Global financial crisis - what does it mean to you
Post by: Power Stand on January 26, 2009, 02:20:31 am
Wouldn’t a crystal ball be nice, the last 3 years my wife and I have been cutting hay while the sun was shining. Being a boom, we decided to pay of our home loan a go on a no spend policy, grow our own food, keep an old car but buy pushbikes and ride everywhere. It’s paid off, in 12 to 24 months I hope to we can by a second house and at the bottom. We will go cash as we go on all other goods needed.

Work mates questioned my actions but now see merit.  I work for a large mining company where people lost there jobs recently. I am still a contractor and about the last left, so I am still at risk.

I believe we haven’t see the fall out yet and we are at the top of that fall. The boom here in the west was ridiculous and we needed to normalize. I think that was going to happen anyway after the Olympics but the subprime in the US & UK and put us on or knees.

For me, time to regroup brace and get ready to pounce when to writing on the wall changes. Bargain time. :) 
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on January 26, 2009, 08:26:53 am
employment is to be treasured not treated like somthing to do between fishing trips and lattes.
To me this is just normal financial constraints of life that I grew up in.Yes it will be tougher and the credit card 20 and thirty somthings will hurt ,but it couldnt keep going forever.


too true on all counts. Takes time for the ripples to cross the pond. Plus to break the habit of spending money you don't have. But on the bright side I am expecting Maico 490s to drop to 1990 levels by the end of the year.  ;D

 

Title: Re: Global financial crisis - what does it mean to you
Post by: Freakshow on January 27, 2009, 07:59:20 pm
cant be hurting everyone if there still out there willing to invest / speculate in automobles

http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?ViewItem&ru=http%3A%2F%2Fsearch.ebay.com%3A80%2F160311565061_W0QQcatrefZC5QQdfspZ32QQfclZ3QQfromZR7QQfrppZ50QQfsooZ2QQfsopZ32QQnojsprZyQQpfidZ0QQsacatZQ2d1QQsofindtypeZ0QQsofocusZbsQQfviZ1&item=160311565061&viewitem=
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 27, 2009, 08:16:42 pm
well fmd  i just sold a 490 maico for some one for 13.500  so whaoooo  ::)  there going up but if they come down great i ll  buy a few more   ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 27, 2009, 08:21:53 pm
shit the pig just landed in me back yard
(http://i382.photobucket.com/albums/oo263/ozmaico/flying_pig.jpg)
Title: Re: Global financial crisis - what does it mean to you
Post by: jimg1au on January 27, 2009, 11:55:33 pm
freaky
its a vincent for christ sake and a chep one at that.over here that would pull about 75k.then there are the racing ones they are dearer again.
Title: Re: Global financial crisis - what does it mean to you
Post by: Freakshow on January 27, 2009, 11:58:25 pm
my point wasnt the price it may be worth, my point was people still have the money to spend if they want to
Title: Re: Global financial crisis - what does it mean to you
Post by: jimg1au on January 28, 2009, 12:03:13 am
sorry freaky
but people still have money my relos are here from england and she said to me  quote my mother left me so much money i will never spend it. they never spend winter in england.
Title: Re: Global financial crisis - what does it mean to you
Post by: YSS on January 28, 2009, 12:18:30 am
I have 100 meters of red carpet to clean from when Paul was here.  :D
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 28, 2009, 07:26:01 am
i carnt see what this has to do with finance,s but pack that carpet up and post it to r nimmo (you know the rest) and he can clean it ,useing the new im a suck up your arse method and if you stencil  little monty  emblems on it he  will tongue it clean for free
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 28, 2009, 07:28:05 am
ps  im spoken for ;D  so keep hat heffar away from me
(http://i382.photobucket.com/albums/oo263/ozmaico/large_avatar_19508-0.jpg)
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 28, 2009, 07:51:24 am
when elton comeing back ,he might need a rug job toooooooooooooo :-*
(http://i382.photobucket.com/albums/oo263/ozmaico/rossinlove.jpg)
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on January 28, 2009, 07:52:47 am
my point wasnt the price it may be worth, my point was people still have the money to spend if they want to

give it time, some people have done very well (like farmers) and are in a cash position but the majority are not. I don't think the crisis effects your local dentist with a VMX fetish but what it does is reduce the numbers of takers.
There is also a lag for unemployment to really kick in.

Interestingly Dec had record sales for houing in Southern California albeit with the average at 40% below Dec 2007 .... dead cat bounce. So like the UK in 1994, good luck getting 80 grand for a Monaro in 6 months time.
Title: Re: Global financial crisis - what does it mean to you
Post by: gator on January 28, 2009, 09:17:26 pm
Hey paul in that photo which one is gay i can't remember :-\
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on January 28, 2009, 09:35:59 pm
dont ask me the papparazzi sent that direct from elton  private mx track, but at least he know were his bread is buttered so to speak
Title: Re: Global financial crisis - what does it mean to you
Post by: GMC on February 01, 2009, 08:43:19 pm
I’ve yet to see any sign of any global financial crisis here at GMC (just personal financial crisis ;D)
I still have orders coming in from around the country & OS & have heaps of work ahead of me.
Any TIG welders that can make it to Broadford?

I think with interest rates & fuel coming down a bit, then its business as usual so long as you have a job. (That’s sounds bad Hilly, hope it doesn't effect your 09 season)

We put our place on the market in the middle of last year, & had a few tyre kickers come through at first but it definitely went quiet once the shit hit the fan in the USA. People will find the money for the small "feel-good" things but are cautious with large debt.
Any one looking for a "tree change" lifestyle with your own personal MX track?

The whole scene went quiet for me in the middle of 03, when they started dropping bombs in Afghanistan/Iraq the phone stopped ringing. I assumed everyone was digging bunkers in their back yard & buying canned food :o
It went so quiet I was forced to go work for the "man" again but it picked up again in 04 & by late 04 I went full time at GMC again & it hasn't let up since.
Title: Re: Global financial crisis - what does it mean to you
Post by: GMC on February 01, 2009, 10:05:49 pm
I tried an apprentice in 02/03 Ross, he nearly sent me broke.
It was hard to get him to understand that stainless filler rod was required on stainless jobs, not mild steel filler :o
Title: Re: Global financial crisis - what does it mean to you
Post by: felix7 on February 02, 2009, 03:27:01 pm
GMC: I'm to blame. I work for a newspaper. There - I've said it. Yes, doom and gloom sell newspapers, increase radio traffic and get more bums on loungechairs at the nightly news on the teev.
And because we're exposed to it, we believe it and worse, become ingrained with it. So we - consciously or sub-consciously - go to bed at night with doom and gloom and "the world's gunna end" thinking. We have three people in our office with depression. We actually call it anxiety. It's all to do with the naysayers running things down.
If we just forgot about the US (pleeeze, can we ALL forget about the US) and got on with our lives and our families and eking out a sensible 15-VMX bike existence then we'll all be OK.
And while I'm here, what the hell did Australia do wrong as to have its currency reduced to a Pacific peso? We're economically as bad as the US? For heaven's sake. We live like kings compared with the average American (whatever colour).
Anyway, let's look on the bright side. My brother is working seven days a week at his stainless-steel fabrication shop. He hasn't got the time to get an offsider because that will take up too much of his time. I have renovations at home. I'm getting close to bribing tradesmen to get them to turn up. Car dealers may be moaning but they've just been through two record years and sales are back to pre-record years.
I know some people have been put out of work and I'm sorry about that. I'm merely saying that it's just not as bad as some ... er, me ... are saying.
Crisis? What crisis?
Smile people.......
Title: Re: Global financial crisis - what does it mean to you
Post by: runutz698 on February 02, 2009, 03:56:07 pm
I asked the question the other day, why is our dollar worth less than the US dollar, when we are in a much better condition. The answer was simple all world contracts written in any country in the world are written in US dollars that is why if it goes down everything else drops with it. In other words no other currecncy in the world can be stronger. This is why there crash has effected the other parts of the world and why all eyes are on te US .  Just thought is was intresting.
Title: Re: Global financial crisis - what does it mean to you
Post by: lukeb1961 on February 02, 2009, 05:21:02 pm
GMC: I'm to blame. I work for a newspaper. There - I've said it. Yes, doom and gloom sell newspapers, increase radio traffic and get more bums on loungechairs at the nightly news on the teev.
In my house, we haven't watched the news for TEN years. (we rarely even turn the TV on at all, for months at a time). I'm also guilty of not purchasing a newspaper for a long, long while. Amazing how upbeat and happy everybody is when you ignore the 'Horror Movie' and look at the real world and real people around you.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on February 02, 2009, 06:20:05 pm
The answer was simple all world contracts written in any country in the world are written in US dollars that is why if it goes down everything else drops with it.

Actually the Japanese Yen has gained about 20% against the US since this fiasco began. It has to do with cross trade in Japanese backed securities, or in layman terms it is a struggle to find a bank who not just has money to lend right now or more importantly can guarantee payment intra bank, or for that matter is a safe place to park your cash while you wait for the shit to go down.

Thats the thing about a global economy, anything happens it effects all members.

 

 
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on February 03, 2009, 08:48:19 pm
 ;D ;D ;D ;D ;D ;D
(http://i323.photobucket.com/albums/nn458/mx250syd/ATT00097.jpg)
;D ;D ;D ;D ;D ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: asasin on February 04, 2009, 02:03:36 pm
GMC: I'm to blame. I work for a newspaper. There - I've said it. Yes, doom and gloom sell newspapers, increase radio traffic and get more bums on loungechairs at the nightly news on the teev.
And because we're exposed to it, we believe it and worse, become ingrained with it. So we - consciously or sub-consciously - go to bed at night with doom and gloom and "the world's gunna end" thinking. We have three people in our office with depression. We actually call it anxiety. It's all to do with the naysayers running things down.
If we just forgot about the US (pleeeze, can we ALL forget about the US) and got on with our lives and our families and eking out a sensible 15-VMX bike existence then we'll all be OK.
And while I'm here, what the hell did Australia do wrong as to have its currency reduced to a Pacific peso? We're economically as bad as the US? For heaven's sake. We live like kings compared with the average American (whatever colour).
Anyway, let's look on the bright side. My brother is working seven days a week at his stainless-steel fabrication shop. He hasn't got the time to get an offsider because that will take up too much of his time. I have renovations at home. I'm getting close to bribing tradesmen to get them to turn up. Car dealers may be moaning but they've just been through two record years and sales are back to pre-record years.
I know some people have been put out of work and I'm sorry about that. I'm merely saying that it's just not as bad as some ... er, me ... are saying.
Crisis? What crisis?
Smile people.......

If you think OZ has the Pacific peso then NZ must have the Pacific ruble, try buying things when you doller equals 50 cents US , good time to sell all the bikes back to them ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on March 29, 2009, 03:51:07 pm
Well, I got laid off last thursday - fork it!, who wants a 7 to 5 job with a 4 day weekend every second week close to home paying $120k + anyway? They (the whole world) can get forked! - but I'm not bitter!


For Fork sake  :(  Where are you ? someone maybe able to put the word out for you.  :)
chip up alison suppose to be CHIN UP  ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: LWC82PE on March 29, 2009, 04:15:53 pm
yeah i know soemone who gave up his job of driving buses, packed up and sold and went over to WA to get a job driving big trucks in the mines. It didnt last long and there was no longer a job there for him and and now hes back here. Also heard things are not going too good in the mines up at Roxby Downs. A while back that was the place to be, now ive heard of several guys been told to go and they no longer have a job up there. Theres always plenty of work on in the motorcycle repair, painting and restoration industry, i have too much work in that area, and its not letting up and i do not see an end to it. More and more bikes coming out of the wood work. It would be nice if someone else in SA would do the work i do.
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on March 29, 2009, 10:11:29 pm
I'm in Perth WA - that's the state they thought that China was going to keep going for the next 3000 years - gee, they dropped the ball on that one!
yep the wave can only be ridden for a certain amount of time  8)
Head south,if you wish ;D
plenty of fishing,marroning,crabbing,bush walking,canoeing and VMX

http://www.projectconnect.com.au/Project_Details.asp?PID=244
cheers Alison
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on March 29, 2009, 11:40:26 pm
oh China is still interested in getting their hands on Aussie minerals, they just cut out the middle guys....the Australians  :o
Title: Re: Global financial crisis - what does it mean to you
Post by: BJJ on March 30, 2009, 12:12:24 am
Maybe Admin can start a Business/Services/ or Jobs List.  I have been out of work for 3 mths (Syd).  If nothing comes the next few days then I will have to try something new.
Title: Re: Global financial crisis - what does it mean to you
Post by: pokey on March 30, 2009, 01:16:48 am
Why think of now or what occured yesterday? is okay to remember and learn but react??? Naaaa

I couldnt give a crap as im not quite ready for retirement and that is where it seems to be hitting hardest. The retirees and the large investers whom rely on the international money market and  those who source stock from OS.

Buy australian. exchange rate sucks now so buy australian and help the economy.

 Its all a doom and gloom outlook . Propaganda from the big players as they are losing but the small guy wont notice much at all as we are always knee deep in crap.
 Yeah a few jobs will dissappear. lifes like that. Its full of change bought on by divorce, Death,  financial difficulties, health or whatever.
Think positive and be willing to accept change and get on with living in this great land of ours

we just bought a house in .. well the middle of no where but the centre of everywhere as we truly believe we will come good soon.

Think positive
Title: Re: Global financial crisis - what does it mean to you
Post by: runutz698 on March 30, 2009, 01:10:02 pm
Hey Guys,

 I with pokey, it only bad if you want it to be, I work in the safety world selling to all sorts of business, I have very few customers that are quiet, most are flat out. One guy said to me this morning he had his record month last month and will probly beat it this month, So he is kicking goals.

I mean people like the pacific brands ect. are all forecasting(fore seeing the future to allow cash flow through the business) there wages for the future and what they belive will happen, not that it has happened and may never. It is a negerc reaction to what the media is saying. The media should really be shot as they will make the impact greater with there glass half empty attitude.

Nutz well I may be.
Title: Re: Global financial crisis - what does it mean to you
Post by: Freakshow on March 30, 2009, 02:29:51 pm
I was only thinking that today,I sell goods made from plastic and steel, so by that theory if petrol and minerals have bottomed out to record lows then the price of goods shold be cheaper ? why is head office coming back with expect a 15% increase ? its all bullshit, so the exchange rate has fallen but thats reflected as an offset in the raw materials and labour  etc, so its all another WW scam i reckon , the markets are being manipulated as always as are the corporate profits, just the other day another mob who dropped 100 heads posted a record profit in the millions ? its all about shuffling the pot and making it work .

Its just numbers on differant pages, cant say other than not getting gear out the US atm i havent noticed anything differant in my day.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on March 30, 2009, 02:42:45 pm
depends on where and who you work for, my friends work(did work) for people like HSBC, Lehmann etc etc, about 50% of them or more don't have jobs right in an industry where recovery in the near future is unlikely. everyone is heading off to grad school, first degree won't cut it in the job hunt these days.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on March 30, 2009, 03:04:48 pm
however in saying that, we have become reliant on these financial products, hence the Governments of the world pumping billions into the problem. When you take a home mortgage, car loan etc etc you set off a chain of events that involve some kind of financial vehicle.

Interesting stat, 97% of US vehicle purchases involve finance, take out the finance and you can imagine the rest.
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on March 30, 2009, 03:15:53 pm

Interesting stat, 97% of US vehicle purchases involve finance, take out the finance and you can imagine the rest.
Oz would be similar.

And what % of house finance in done by credit?

And what % business rely on credit in one form or another (leasing vehicles, machinery, premises etc)?

In fact if you are not 'leveraging' your assets by one form or another (own your home, why not borrow against it to buy an investment property) you are considered a conservative fool and are going to be left behind. In fact I think in part this mentality has been part of the cause. In fact I think that because we have created such an artificial bubble the recovery is going to be a lot longer and a lot deep then most are willing to admit or concede.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on March 30, 2009, 03:33:11 pm

In fact if you are not 'leveraging' your assets by one form or another (own your home, why not borrow against it to buy an investment property) you are considered a conservative fool and are going to be left behind.

the interesting Aussie stat on that is housing costs as % of household income, in 1994 (last recession) it was 65% now it is well over 100%.

as for investment properties, leverage works both ways.
Title: Re: Global financial crisis - what does it mean to you
Post by: pancho on March 30, 2009, 04:49:14 pm
my big concern for the younger generation is that those who buy a house today with the present low interest rate are likely to end up in desperate financial difficulty if they stretch themselves to the limit to make payments now. remember the fiasco about 30 years ago when the nsw gov started a scheme for new home buyers. they all ignored america's Milton Freedman who warned that when government spends money they haven't got, massive inflation is around the next corner.thousands of nsw buyers lost every thing when inflation went up to 20 odd percent.i believe what our fed gov. is doing to keep us going in the present financial drama is on the right track, but big inflation will follow as sure as night follows day. i also believe that a small-ish rate of inflation [5or6%] is not a bad thing for a while but when we get up around 20% which i feel America certainly will that's big trouble. cheers wally.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on March 30, 2009, 05:01:43 pm
The cure for big inflation is just around the corner, it is called big interest, the Governments have used low interest as a quick fix for declining consumption, but as you say inflationary pressures and returns on investment capital  will see interest go back up. 10% is more realistic.

I wouldn't encourage youth or anyone else to buy a house at the moment, unless you plan on living in it and enjoying it for a long time....I am with Warren Buffet on that score. 
Title: Re: Global financial crisis - what does it mean to you
Post by: runutz698 on March 31, 2009, 12:22:50 pm
I think it will have to turn around to looking at one wage for loans and you will also need a deposit that doesn't include the goverment grant. It has to happen, we have proven that people can't look after there own finaces and over strech so we will have to make it so people can't over stretch to keep things stable.

Nutz maybe I am!!
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on April 03, 2009, 09:37:07 am
what can and does happen
Title: Re: Global financial crisis - what does it mean to you
Post by: TooFastTim on April 03, 2009, 10:53:03 am
Wally and Marc: unrestricted access to credit is no different to the govt printing unlimited money, or these days, making unlimited money available. The upshot is there MUST be inflation. Inflation will be accompanied by high interest rates which kill growth.

I'm no economist but this is way I figure it must go.
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on April 16, 2009, 06:21:56 pm
yep the media sure does have a lot to tell and then we don't get all of it.   ::)
I must admit its been a few weeks since I have even watch a full half hour of news,lifes too full of bikes and living.
We have a new power station getting built here and a Alumina Refinery expansion, up the road so its all go here in south west WA.
cheers Alison
Title: Re: Global financial crisis - what does it mean to you
Post by: yzhilly on April 16, 2009, 08:33:59 pm
I scored a new job which has me working  long and hard for big bucks and no computer yeehah ,so i have missed a fair bit of the goings on lately ,but i have a job so i,m happy and can still afford to play with my old bikes .
Title: Re: Global financial crisis - what does it mean to you
Post by: Lozza on April 23, 2009, 09:57:53 pm
What RECESSION (http://cgi.ebay.com.au/ws/eBayISAPI.dll?ViewItem&ssPageName=STRK:MEWAX:IT&item=330322939518)  ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on April 23, 2009, 10:18:45 pm
What RECESSION (http://cgi.ebay.com.au/ws/eBayISAPI.dll?ViewItem&ssPageName=STRK:MEWAX:IT&item=330322939518)  ;D
Unbelievable :o - literally :). He must have his mates bidding it up ;).
Title: Re: Global financial crisis - what does it mean to you
Post by: Lozza on April 23, 2009, 10:37:42 pm
Not at all it was mentioned on the 'Gamma List' and once the Yanks got involved went berzerk. Very very rare in the US they pay around 15k USD for a pretty crap one or a converted 400.
Title: Re: Global financial crisis - what does it mean to you
Post by: Oggy Doggy on April 24, 2009, 09:57:20 am
What a shame. The poor old RG has sat there for the last 14 years acting as a piece of furniture when it really should have been enjoyed for what it was made for. Unfortunately its sad fate is that it'll probably go to a collector and continue its career as a piece of furniture or worse, go to Graeme Boyd and get packed away in a cardboard box and never be seen again.
Either way I reckon it's a tragic waste of a bike.
Title: Re: Global financial crisis - what does it mean to you
Post by: Graeme M on April 24, 2009, 10:12:00 am
There's been a few references to Graeme Boyd on this forum. Now in no way do I want to character assassintae the guy - I don't know him at all. But does he have a reputation when it comes to vintage dirtbikes? I know he was featured some time ago in a VMX issue and it was clear he had a lot of rare dirtbikes stashed away.

I don't really understand the desire to store these things in crates where no-one can see them. I mean you can't get much of a thrill out of looking at a pile of cardboard boxes. Can you? But, each to his own I guess.
Title: Re: Global financial crisis - what does it mean to you
Post by: Lozza on April 24, 2009, 06:57:52 pm
Might have to take your socks off next time you do some maths Oggy it's 24 years  ;D ;D ;D. Don't worry Graeme you wouldn't be Robinson Caruso to a stab at a certain Newcastle Suzuki dealer ;)
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on April 24, 2009, 07:19:44 pm
global financial crisis-for sure,but not for all  :P
What some people are spending Mr Rudds gift on  ;)

http://cgi.ebay.com.au/ws/eBayISAPI.dll?ViewItem&ssPageName=STRK:MEWAX:IT&item=220397053655

is this tank road or dirt...thanks


http://cgi.ebay.com.au/ws/eBayISAPI.dll?ViewItem&ssPageName=STRK:MEWAX:IT&item=140315311550

alison
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on April 25, 2009, 08:14:38 am
Oh Mr Rudd confirmed yesterday in the press that gift time finishes in June. Enjoy while you can Alison.  ;D

Title: Re: Global financial crisis - what does it mean to you
Post by: asasin on April 25, 2009, 06:12:42 pm
Maybe Rudd is going to start a fight ( its always worked in the past for countries in money shit) I read today he is increasing your go to war budjet! Hope he hasn't seen the tv add for "NZ  there for the taking";D
Title: Re: Global financial crisis - what does it mean to you
Post by: Tim754 on April 25, 2009, 07:49:15 pm
The Metralla is the Bulty 250cc road bike Allison.  Roy Bogner and probably even more so his father Vic were wizards of hand painting in Melbournes motorcycle circles. Cheers Tim
Title: Re: Global financial crisis - what does it mean to you
Post by: Rosco400 on May 15, 2009, 01:50:03 pm
Thought this was interesting facts from Ross Greenwood (Money News)

Makes one feel a wee bit worried
 
Right now the Federal Government is at pains to tell everyone -
including us the mug-punters to the International Monetary Fund that it
will not exceed its own, self-imposed, borrowing limits. How much? $200
billion. And here's a worry. If you work in a bank's money market
operation; or if you are a politician; the millions turn into billions
and it rolls off the tip of the tongue a bit too easily.
 
But every dollar that is borrowed, some time, has to be repaid. By you,
by me and by the rest of the country.
 
Just after 5 o'clock tonight I did a bit of maths for Jason Morrison.
But it's so staggering its worth repeating now. First though ... here's
what Chairman Rudd has been saying about - what he calls - these
temporary borrowings. Remember those words ... temporary deficit .....
but the total Government debt could end up around $200 billion.
 
So here's a very basic calculation ... I used a home loan calculator to
work it out ... it's that simple.
 
$200 billion is $200,000 million. The current 10 year Government bond
rate is 4.67 per cent. I worked the loan out over a period of 20 years.
 
Now here's where it gets scary ... really scary.
 
The repayments on $200 billion come to more than one and a quarter
billion dollars - every month - for 20 years. It works out we - as
taxpayers - will be repaying $15.4 billion in interest and principal
every year ... $733 for every man woman and child - every year.
 
The total interest bill over the 20 years is - get this - $108 billion.
 
And remember, this is a Government that just 18 months ago had NO debt
..... NO debt. In fact it had enough money to create the Future Fund to
pay the future liabilities of public servants' superannuation ... and it
had enough to stick $20 billion into the Building Australia Fund last
year ....
 
Money News
 Ross Greenwood Presenter
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on May 15, 2009, 05:06:53 pm
Glad I don't borrow money like that- ;D
probably what may save the country.. :)
anyway If I recall last year we where 22 million in front-now 100 odd billion in debt  >:(
They have been spending like there is no tomorrow......
Did you score a big fat aluminas Ferris wheel in your city ????
cheers
Title: Re: Global financial crisis - what does it mean to you
Post by: paul on May 15, 2009, 05:14:52 pm
allison the new ferris wheeel in melbourne is cactus  ,during the really hot days in summer ,the ferris wheel cracked before the big opening ,and has sat idle since . ::)
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on June 01, 2009, 03:00:11 pm
http://www.newsday.com/media/flash/2009-04/46217527.swf
Title: Re: Global financial crisis - what does it mean to you
Post by: maicomc490t on June 01, 2009, 03:35:34 pm
Rudd = Dudd

The Milky Bar Kid is currently screwing this country over big time, and then he and his porky rich wife will get an ambassadorial posting somewhere nice and live out their lives wondering what the fuss is about !!!

Politicians suck - no matter what side, bench or fence they come from or sit on.

I am very worried for this countries future and don't even start on the state of the NSW at the moment !!!

Triple Bourbon  coming up bartender

Dave Mac  ???
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on June 01, 2009, 07:10:19 pm
Gee Dave you musta had a bad day :P. Just be thankful you ain't a Yank :-[.

(BTW, I was hoping my post would make light of the predictament and put a smile on ya dial 8) :).

http://www.youtube.com/watch?v=obho7uBg3-A&feature=related
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on June 01, 2009, 08:58:50 pm
Gee Dave you musta had a bad day :P. Just be thankful you ain't a Yank :-[.

don't think for a second Australia has dodged the bullet, just needs time for the ripples to cross the pond.

Australia leads the world in household debt as a % of household income, with NZ a close second, What will stop both countries stone dead is any increase in borrowing costs...... hmmm maybe there is a reason interest rates have never been historically this low  ;)..... what is happening is the Govt is buying an inflationary cycle.

Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on June 01, 2009, 11:09:19 pm
Gee Dave you musta had a bad day :P. Just be thankful you ain't a Yank :-[.

don't think for a second Australia has dodged the bullet, just needs time for the ripples to cross the pond.

Australia leads the world in household debt as a % of household income, with NZ a close second, What will stop both countries stone dead is any increase in borrowing costs...... hmmm maybe there is a reason interest rates have never been historically this low  ;)..... what is happening is the Govt is buying an inflationary cycle.


That's not what I was implying - if you become unemployed you will get some unemployment benefits, you won't be homeless in a tent.

(And I think the effects these days move faster than a ripple on water. If the ripple hasn't reached Oz it is more likely that it has been meet and countered by positives out of China.)
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on June 02, 2009, 04:36:14 pm

(And I think the effects these days move faster than a ripple on water. If the ripple hasn't reached Oz it is more likely that it has been meet and countered by positives out of China.)

these are the same Chinese that are presently demanding 40% off Iron Ore this week, the old resource ripple is based around forward buy contracts.

But there is one resource that does have an upside and that is Gold. But who knows, I have 3 friends with Doctorates in this subject and they can't call it either.
Title: Re: Global financial crisis - what does it mean to you
Post by: worms on June 02, 2009, 06:11:58 pm
instead of the handout we should of all recieved shares in Rio Tinto and we would have doubled our money allready, but Rudd goes for the easy fix and stuff's it up, just imagine every Australian having shares in Rio and recieving dividends yearly which would probally match the one of payments , and not lose it to foriegn investment. now that would be doing something for the people.

Cheers Trev
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on June 02, 2009, 06:50:27 pm
just imagine every Australian having shares in Rio and recieving dividends yearly
Cheers Trev
You are close Trev, just substitute 'Chinese Government' for Australian  ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on June 18, 2009, 07:14:42 pm
Is there really a Global financial crisis ?
Just been offered a job at ............... as Electrical Superintendent for .................
$180,00 a year plus house and car.

No VMX up north  ;D (suppose could start another club  ;) )
cheers Alison
$ 18000 , thats not bad

Your so clever Wasp... :-*
Title: Re: Global financial crisis - what does it mean to you
Post by: Rossvickicampbell on June 18, 2009, 08:47:48 pm
Allison - wouldn't happen to be a place that digs nice shiny things out of the ground that ladies love would it?  If so think twice!!

cheers

Rossco
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on June 18, 2009, 08:58:06 pm
Allison - wouldn't happen to be a place that digs nice shiny things out of the ground that ladies love would it?  If so think twice!!
cheers
Rossco

no! its what ya shed beams are made out of. ;D and its not a tree   ;)   ;D
cheers
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on November 27, 2009, 03:21:17 pm
Dubi is having a bit of a shudder on the market today  ::)  :-\ something had to give in a world gone mad.
Fosters is the leader in the market today - shares up  ;D
cheers
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 27, 2009, 05:03:43 pm
Dubai is having to find a rather large amount of money in a short period of time.... much the same as loosing your job when you owe 300 grand on your house.
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on November 27, 2009, 05:17:06 pm
Dubai is having to find a rather large amount of money in a short period of time.... much the same as loosing your job when you owe 300 grand on your house.

True very true,just bigger houses. ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 27, 2009, 05:46:41 pm
"The government of Dubai declared yesterday it would ask to postpone debt repayments for its flagship corporate Dubai World (right). The intention is to ask for at least a six-month delay in repayments.

Media reports say Standard & Poor’s has stated the event "may be considered a default under our default criteria". Dubai reportedly has debts of more than $US80 billion, of which $US50 billion is due to mature in the next three years, and Dubai World has a $US3.5 billion bond due to mature next month.

Already commentators have been quick to point out that Dubai’s debt servicing problems are not a genuine surprise. It was merely a case of "when" not "if"
."

I'm no expert on Dubai's economy but the basis of their wealth is Oil, and that's pretty secure in the immediate feature. The Economic Boom they have recently being having is a Bubble Economy based on borrowing, credit, greed, speculation, land development, salesmanship, B.S and escalating land values. Pretty much the same economic model the US and The West have being using (and scrambling to get back to ::)). That is not sustainable.

Dubai will only impact on the rest of us if there is another World Wide crisis in confidence. We will feel it but it will be a hic cup or burp not an almighty chunder ;) ;D.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 27, 2009, 05:52:37 pm
Unless you are one of Dubai's creditors, or happen to own property there, they are  expecting 80% depreciation in house prices over 2 years. Never assume bubbles last forever....never hapened yet.
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on November 27, 2009, 05:59:42 pm
And its all been to court before with these credit mobs giving credit away freely.
I come back to my original beliefs " if people are gullible enough"  ::)   :-\
Title: Re: Global financial crisis - what does it mean to you
Post by: TeeBone on November 27, 2009, 06:01:32 pm
no! its what ya shed beams are made out of. ;D and its not a tree   ;)   ;D
cheers

Not with the three letters  B H & P??? If so, be VERY afraid of taking any work there as a "Leccy" supervisor! :o
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on November 27, 2009, 06:16:00 pm
no! its what ya shed beams are made out of. ;D and its not a tree   ;)   ;D
cheers

Not with the three letters  B H & P??? If so, be VERY afraid of taking any work there as a "Leccy" supervisor! :o

all in our past now  ;)
Title: Re: Global financial crisis - what does it mean to you
Post by: Davey Crocket on November 27, 2009, 06:16:20 pm
I spose the price of fuel and oil will go up now, any excuse to bump it up and of course the other oil producing countries will follow suit!!!!...... bastards....
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 27, 2009, 06:17:57 pm
I'm no expert on Dubai's economy but the basis of their wealth is Oil, and that's pretty secure in the immediate feature.

But not directly, Abu Dabi has the oil and the cash, so anyway as part of the deal Dubai has lost independence within the UAE yesterday.
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on November 27, 2009, 06:19:16 pm
These are old , so its been coming for some time.

http://www.youtube.com/watch?v=LG747yb5CFY

http://www.youtube.com/watch?v=vM5h6r2I_64&feature=related

http://www.youtube.com/watch?v=tKVxOUONEYY&feature=fvw
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 27, 2009, 06:43:35 pm
hmm something about increasing your debt supported spending without any under lying increase in economic output. Rather like buying an 800 grand house without the corresponding pay rise. ???
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on November 27, 2009, 06:57:46 pm
Thanks for those youtube clips motomaniac---1/5 of the world cranes  :o :o :o

Like the oil rig that seem to have mysteriously caught fire off our West Oz coast which had been pissing oil into the ocean for months  :( more ocean junk roosting  (vmx in mind  ;) ) sites for the Albertros and sea birds  :(

(http://i146.photobucket.com/albums/r259/vmx247/DSC_0551Large.jpg)


Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on November 27, 2009, 07:01:20 pm
Grinding job anyone  ;D 
(http://i146.photobucket.com/albums/r259/vmx247/DSC_0537Large.jpg)
Title: Re: Global financial crisis - what does it mean to you
Post by: oldfart on November 27, 2009, 08:34:12 pm
Forget rising petrol prices, water is going to be the cash cow of the  future.
Just spent 2 days in seminars about water harvesting - council water meters on water tanks .....yes that's right you paying for the right to use water you have collected/harvested.
registering water tanks with council and a 12 month inspection fee $$$$ plus possible changing from a dual check valve to a double check valve that needs testing every 12 months  :o

Water boards & councils are about cashing in on water.

 
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on November 27, 2009, 08:45:43 pm
Thanks for those youtube clips motomaniac---1/5 of the world cranes  :o :o :o

Like the oil rig that seem to have mysteriously caught fire off our West Oz coast which had been pissing oil into the ocean for months  :( more ocean junk roosting  (vmx in mind  ;) ) sites for the Albertros and sea birds  :(





Those pics are surreal or unreal???
Did yousee the Dubia vid about Debtors Jail? Some internationals who work and live there have lost there jobs after investing/buying property and now face jail because they can neither service the loan or sell .????????????????
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 28, 2009, 02:00:06 pm

Did yousee the Dubia vid about Debtors Jail? Some internationals who work and live there have lost there jobs after investing/buying property and now face jail because they can neither service the loan or sell .????????????????
[/quote]

Yeah i know a guy in that position, young expat kid who just lost his job, unless you find a new one pronto your residency gets revoked at which point you cannot leave until you settle with your creditors, AND if you can't  you go to jail.

I am hoping Australia introduces the same system as declaring yourself bankrupt is as good as stealing off your creditors.
Title: Re: Global financial crisis - what does it mean to you
Post by: Tim754 on November 28, 2009, 02:18:43 pm
My son in Karratha may be in line for that "grinding job" above ::)
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 28, 2009, 02:22:01 pm

Yeah i know a guy in that position, young expat kid who just lost his job, unless you find a new one pronto your residency gets revoked at which point you cannot leave until you settle with your creditors, AND if you can't  you go to jail.

Gee, that would explain all the Beemers left at the airport - you couldn't get outa the country fast enough. :P
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on January 15, 2010, 12:02:13 am
Thats great news VMX247 , I am planning to visit Perth Mint  next  week  and do some shopping . Which airline was it ?

Yep Gold is good at the Perth Mint  :P   Get some nice nuggets out in the pubs (if your willing to get to know a few local folk over a few nights) in the Goldfield though and they always hold their price as a natural jewelery item  :-*

Virgin Blue is good to go -- Jetstar a bit more in price. 8) those that are serious Nats flight watchers  ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on May 27, 2010, 11:04:18 am
http://www.perthmint.com.au/metalprices.aspx
Just gone passed 46 per K and the fat lady has not even started to sing  ;)

not one of the cheapest places to do your shopping.Always been the Ferrari end of the gold processing market.  :-X

below words from a broker  ;)  ;D
April news
Also there has been sell offs in most commodities including oil and base metals and even safe haven Gold has seen declines as investors flee to cash.

Short Term investors
Generally following a correction, a short sharp bounce occurs with easy profits to be made. For those of you with an extremely short time frame I would say it’s still very risky to be jumping in despite most companies (large and small) looking like bargains. My thoughts are this…..if you want to try and trade the bounce for a quick trade, if and when it comes. You should wait until the market is clearly showing it wants to recover, ie a few good days of gains in a row or when the global media start actually reporting some positive news for a change. Sure you will miss some of the upside by waiting but its much easier than trying to catch a falling knife as they say. Also as we are down nearly 15%, a couple of percent left on the table wont break the bank, particularly if it means you didn’t lose any money if things continue to fall. This is really important as generally the short term trader does not want to lose or risk capital, hence the short term nature of the trades. Likewise, anyone with a short term view should look to take profits on any holdings as things could get worse before they get better!
Long term
I am still very optimistic for a world wide recovery later in the year for many reasons, Things aren’t as bad as they were a couple of years ago when banks were failing and general fear of a financial apocalypse. The European issue will resolve itself soon as did the Dubai issue of last year. The Euro zone will one way or another sort out Greece and any other problem children. KRudds tax will either be severely watered down or he will lose the next election (Win/Win whichever way you look at it) and You cant tell me that 1.6 Billion Chinese who are only just starting to have a taste of wealth are going to give that all up at the whim of there government (They will continue to Consume and Spend). Based on this I believe there is some great buying opportunities out there for the long term portfolio investor across the board (See below for Buying Suggestions) as the long term investor is not so worried about day to day fluctuations and knows that stocks at a 10-30% discount from a month ago is a hell of a good buying opportunity when you consider where they might be in 6 or 12 month or even 5 years time!



Title: Re: Global financial crisis - what does it mean to you
Post by: Ji Gantor on May 27, 2010, 11:20:05 am
Hi Oldfart,
Is that true about the councils charging us for using our own collected water?
How much and when is it law?
This will send the cost of bike races up every time we have to wet the tracks.

Ji
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on May 27, 2010, 11:23:37 am
Strap yourself in for a bumpy ride is my advice ;). More bad times are more probable rather a 'turn for the better'. How bad? The full spectrum, from an adjustment to world depression, faces all of us. Don't be too alarmed because economic growth is as much about consumer sentiment and economic confidence as it is about the economic settings, the 'fundamentals'. 

That broker is extremely optimistic in my view. (Economist were invented to make weather forecasters look good  ;D).

In my view the economic model of debt driven consumerism (with debt, in part, being repaid by inflation with never a downturn ::)) is wrong - be that Greece or China. Given the slightest hiccup and the bastards can't 'steady the ship' and get back to the same economic model fast enough. And to do that they guarantee the 'too big to fail' banks/country/governments - who then use the guarantee to take riskier risks for short term profits and fat pay checks while digging a deeper hole which we 'can't allow to fail'.

And brokers trying to make money by encouraging optimism and trading volume (profit to them) on the upswing and downswing :P. 
Title: Re: Global financial crisis - what does it mean to you
Post by: vmx42 on May 27, 2010, 12:11:57 pm
Too right Graeme. All too true - but it is not what the average punter wants to hear. We are supposed to be the most educated humans ever to walk the face of the planet - but in reality we are as dumb as ever.

It is just like the industry built around 'weight loss scams'. The science of weight loss is just basic physiology, but it involves doing things that a vast number would really prefer not to do. So instead, to make themselves feel better, they read the womens magazine to hear about the latest miracle diet of the stars. And then a short time later the next miracle diet of the stars and so it goes on.

But if you try to tell them the truth… UGGGGGHHH - are you mad I can't do that!!!! Are you insane!!!! Well the financial markets are just the same, we do everything we can to get something for nothing and completely ignore reality. And you wonder why we get the governments we do - if they told us the truth they would be shot.

Gotta love human nature.

And brokers trying to make money by encouraging optimism and trading volume (profit to them) on the upswing and downswing :P. 

The Brokers story is so true. It is an industry based on participation and speculation with your money, nothing more. So long as the wheels are turning everything is just fine. Until you hit that bump in the road.

There is a simple BS tester that no broker that I have ever met could [or would] answer. "If you GENUINELY knew what was going to happen in any financial market, even just tomorrow… WOULD YOU TELL ME?"

The answer is 'OF COURSE NOT'. If they genuinely knew what was going to happen they would keep it to themselves.

Even if you knew to 80% certainty, you could make a fortune virtually overnight - and if you think they would tell you then you truly are delusional.

So the bottom line is that they peddle middle of the road, average products hoping to meet their budgets to get their bonuses. How it works out for the investor is never even considered.


By the way, that bump in the road up ahead looks like a whopper… better hold on tight!!
Title: Re: Global financial crisis - what does it mean to you
Post by: firko on May 27, 2010, 12:16:35 pm
I think it's a cyclic thing and will get better quicker than the 'glass half empty' cynics think.
Title: Re: Global financial crisis - what does it mean to you
Post by: vmx42 on May 27, 2010, 12:30:27 pm
Really not trying to be glass half empty.

But the more 'they' tell me to fill up the glass the more concerned I become, because nobody will come along and offer to bail me out if it goes tits up.
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on May 27, 2010, 12:37:51 pm
I think it's a cyclic thing and will get better quicker than the 'glass half empty' cynics think.
A bit more than cyclical methinks.....

This is just Europe (but similar if not worst for USA and Japan, and a whole bunch of others); lots of debt and no surplus income to pay back debt - in fact struggling to meet govt commitments and service loan (which is what the Greek Crisis was all about). It wouldn't take much increase in commitment or decrease in income (both likely to Govt during a recession) or the drying up of available credit or an increase in the price of credit, to put them over the edge. And the trick is to reduce spending without deepening the recession and spiraling downward.

Throw in a little political uncertainty (Britain, Italy ::)) and..........

"One of the main causes of the currency crisis in the eurozone is that virtually all countries involved have breached their own self-imposed rules.

Under the convergence criteria adopted as part of economic and monetary union, government debt must not exceed 60% of GDP at the end of the fiscal year. Likewise, the annual government deficit must not exceed 3% of GDP. However, as the maps show, only two of the 16 eurozone countries - Luxembourg and Finland - have managed to stick to both rules.

Overall, Greece is the worst offender, with debt at 115.1% of GDP and a deficit of 13.6% of GDP. But among the bigger economies, Italy's debt is even higher than Greece's as a percentage of GDP, while Spain's deficit is 11.2% of GDP. If the UK were in the eurozone, it would also fall foul of the criteria, with its debt now standing at 68.1% of GDP and its deficit at 11.5% of GDP."

(http://i323.photobucket.com/albums/nn458/mx250syd/OzVMX/eurozone_slide1_debt.gif)

http://news.bbc.co.uk/2/hi/business/10150007.stm
Title: Re: Global financial crisis - what does it mean to you
Post by: vmx42 on May 27, 2010, 12:43:27 pm
hey Graeme,
Not sure I totally understand your 'Fear give intelligence to fools' tagline.

What is your reading of it?
VMX42
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on May 27, 2010, 12:52:51 pm
hey Graeme,
Not sure I totally understand your 'Fear give intelligence to fools' tagline.

What is your reading of it?
VMX42
It's my motorcycling maxim not my financial maxim  ;D.  (A.K.A. Fear gives wisdom to the foolish). That is, a little fear stops me going too far (making a fool of myself financially or hurting myself physically :P)

It has a corollary; fear is the theft of dreams. Also true.

Good judgment has you treading a careful path between these two maxims/truisms ;)
Title: Re: Global financial crisis - what does it mean to you
Post by: vmx42 on May 27, 2010, 01:11:33 pm
Good judgment has you treading a careful path between these two maxims/truisms ;)

You wouldn't have a map of that path would you? Or a GPS file for the newbies?  :D
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on May 27, 2010, 01:25:32 pm
Good judgment has you treading a careful path between these two maxims/truisms ;)

You wouldn't have a map of that path would you? Or a GPS file for the newbies?  :D
Sorry, I can't give you a map or GPS references but I recommend one of these.

(http://i323.photobucket.com/albums/nn458/mx250syd/OzVMX/minefield.jpg)

(I'm the bastard on your left if you're wondering ;D)
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on May 27, 2010, 01:26:51 pm
Too right Graeme. All too true - but it is not what the average punter wants to hear. We are supposed to be the most educated humans ever to walk the face of the planet - but in reality we are as dumb as ever.

It is just like the industry built around 'weight loss scams'. The science of weight loss is just basic physiology, but it involves doing things that a vast number would really prefer not to do. So instead, to make themselves feel better, they read the womens magazine to hear about the latest miracle diet of the stars. And then a short time later the next miracle diet of the stars and so it goes on.

But if you try to tell them the truth… UGGGGGHHH - are you mad I can't do that!!!! Are you insane!!!! Well the financial markets are just the same, we do everything we can to get something for nothing and completely ignore reality. And you wonder why we get the governments we do - if they told us the truth they would be shot.

Gotta love human nature.

And brokers trying to make money by encouraging optimism and trading volume (profit to them) on the upswing and downswing :P. 

The Brokers story is so true. It is an industry based on participation and speculation with your money, nothing more. So long as the wheels are turning everything is just fine. Until you hit that bump in the road.

There is a simple BS tester that no broker that I have ever met could [or would] answer. "If you GENUINELY knew what was going to happen in any financial market, even just tomorrow… WOULD YOU TELL ME?"

The answer is 'OF COURSE NOT'. If they genuinely knew what was going to happen they would keep it to themselves.

Even if you knew to 80% certainty, you could make a fortune virtually overnight - and if you think they would tell you then you truly are delusional.

So the bottom line is that they peddle middle of the road, average products hoping to meet their budgets to get their bonuses. How it works out for the investor is never even considered.


By the way, that bump in the road up ahead looks like a whopper… better hold on tight!!
Some good healthy skepticism there 42 :).

The stock exchanges provide two services to the community, one is to the economic benefit of society the other isn't. Stock exchanges are very important to the efficient assembling and allocation of capital in the economic process. The stock exchange is also a form a gambling which is not an economic benefit but rather an economic danger. Some stock exchange transaction simply concentrate wealth (when someone 'wins' someone also 'loses' the equivalent amount (less broker fees for buying and selling ::), of course :P)).

Unfortunately everyone uses the same expression to describe the windfall; 'I made money' on the sale.

Unfortunately there is more gambling than investing at the moment. 50 years ago the primary investors were private individuals (90%) and institutions (10%). These days its the other way around. Private investor buy and hold stock long term. The institutions, and some private (traders but more correctly speculators/gamblers) are not only buy short term but even bet on the upward and downward fluctuations of the market which can exacerbate or even be self serving.

Unfortunately, as you describe, the individual, and collectively as nations, general worldview has changed so they now have the right and expectation to 'make money', and spend, without creating wealth. This is the attitude that has fired the economic model of debt driven consumerism which can be seen in nations and individuals.
Title: Re: Global financial crisis - what does it mean to you
Post by: vmx42 on May 27, 2010, 01:27:09 pm
The guy on the right looks a bit like the 'farting guy' from Blazing Saddles…
Title: Re: Global financial crisis - what does it mean to you
Post by: vmx42 on May 27, 2010, 01:41:27 pm
Some good healthy skepticism there 42 :).

I really do try not to be a skeptic [my close friends will laugh at that statement  ;D], but it is so difficult when you are constantly bombarded with biased, one eyed, misleading bulls$@t.

If it is not Gerry Harvey telling me I don't have to pay for 4 years, it is an economist telling me that now is a great time to invest, to a real estate agent telling me now is a great time to invest, to the financial adviser telling me now is a great time to invest… etc, etc…

I just feel that the harder they push their CRAP at me, the harder I have to RESIST. I almost feel it is my responsibility to show my ambivalence to their distorted, biased messages.

I know they don't really care about me or my welfare.

I am really happy [and somewhat proud] that both my kids have finely attuned BS meters and enthusiastically bag out the latest 'Current Affair' or Today Tonight' crap fest for what it is. I don't want them to allow that cycnacism to influence other parts of their lives, but a healthy level of distrust of the media/politicians/money makers will serve them well as they grow into adulthood.

It is sad that you have to, but if you couldn't laugh at them you would go mad and/or broke.
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on May 27, 2010, 01:49:59 pm
If you've ever wonder what it's like to passenger a sidecar cross outfit, get into the stock market.
You are just the ballast, they can't go on without you and when they hit a bump it all goes up in the air and where you land is out of your control for the most part.
The best you can do is try to steer it from afar (no throttle, brakes or even handle bars) or jump ship-which by the way I've seen a few do.....
Sounds like life really.....
Title: Re: Global financial crisis - what does it mean to you
Post by: vmx42 on May 27, 2010, 01:51:46 pm
If you've ever wonder what it's like to passenger a sidecar cross outfit, get into the stock market.

Walter, that is the funniest thing you have ever said…

Perhaps all Bankers and Stockbrokers should go for a ride in a sidecar to understand helplessness!!
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on May 27, 2010, 02:05:00 pm
Some good healthy skepticism there 42 :).

I really do try not to be a skeptic [my close friends will laugh at that statement  ;D], but it is so difficult when you are constantly bombarded with biased, one eyed, misleading bulls$@t.

If it is not Gerry Harvey telling me I don't have to pay for 4 years, it is an economist telling me that now is a great time to invest, to a real estate agent telling me now is a great time to invest, to the financial adviser telling me now is a great time to invest… etc, etc…

I just feel that the harder they push their CRAP at me, the harder I have to RESIST. I almost feel it is my responsibility to show my ambivalence to their distorted, biased messages.

I know they don't really care about me or my welfare.

I am really happy [and somewhat proud] that both my kids have finely attuned BS meters and enthusiastically bag out the latest 'Current Affair' or Today Tonight' crap fest for what it is. I don't want them to allow that cycnacism to influence other parts of their lives, but a healthy level of distrust of the media/politicians/money makers will serve them well as they grow into adulthood.

It is sad that you have to, but if you couldn't laugh at them you would go mad and/or broke.
I don't think your kids will go far wrong with guidance like that  :).

I think I can say the same thing for my kids - so far so good  :).
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on May 27, 2010, 02:09:13 pm
If you've ever wonder what it's like to passenger a sidecar cross outfit, get into the stock market.
You are just the ballast, they can't go on without you and when they hit a bump it all goes up in the air and where you land is out of your control for the most part.
The best you can do is try to steer it from afar (no throttle, brakes or even handle bars) or jump ship-which by the way I've seen a few do.....
Sounds like life really.....
A great and topical comparison. But even for the monkey on an outfit knowing when and how to hang on, and when and how to 'bail' is the art of survival ;) :).
Title: Re: Global financial crisis - what does it mean to you
Post by: vmx42 on May 27, 2010, 02:17:35 pm
A great and topical comparison. But even for the monkey on an outfit knowing when and how to hang on, and when and how to 'bail' is the art of survival ;) :).

But if the Monkey is the Stockbroker/Banker the then the pilot is the poor mug punter… correct?

If so, when the monkey bails out where does that leave the pilot… in deep doggy do usually!  ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on May 27, 2010, 02:58:08 pm



The stock exchanges provide two services to the community, one is to the economic benefit of society the other isn't. Stock exchanges are very important to the efficient assembling and allocation of capital in the economic process. The stock exchange is also a form a gambling which is not an economic benefit but rather an economic danger. Some stock exchange transaction simply concentrate wealth (when someone 'wins' someone also 'loses' the equivalent amount (less broker fees for buying and selling ::), of course :P)).


Graeme thats correct as long as there only many small players . But right now we have some funny mega  players that can influence the prices by controlling media , to create  flactuations  and then buy or sell ahead of the average investor , ( takeover rumours etc) . So would not call it gambling anymore . Its more a rigged game .
Two years ago I could see whats coming and was labeled a half emty glas man. I would say your predictions are very accurate and the worst is yet to come . I got rid of many chrome shopping trolleys as I could and spent the proceeds on Aurum. Nil interest , but nobody can manipulate the value of that . With everybody trying to unload the sick US $ and the Euro going down everyday to kickstart the mega inflation to pay for the mounting debts , there is only one safe haven for most  and that is gold or real estate. There could be some real classic bike  bargains soon .


Ah Walter, ya bringing the anti-establishment rat bag out in me  ;D. I couldn't agree more on ya observations or ya conclusions.

Insider Trading is rampant, and always have been, and is the main way the Big End of Town gets rich and stays rich. The cross membership of the Boards of Directors and the lack of qualifications other than being 'in the know' should be proof enough for the astute.

And ya can bet ya boots they'll use their position and the transportability of capital to keep their ill gotten gains, to threaten govt and to generally screw the 'little guy'.
Title: Re: Global financial crisis - what does it mean to you
Post by: jerry on May 27, 2010, 02:59:00 pm
Greed is good. Gordon Gecko
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on May 27, 2010, 03:08:52 pm
Greed is good. Gordon Gecko
Greed is good - provided you don't get too greedy and don't get caught ;D.

'Gordon Gecko' gets out of  jail sometime this year after 16 years   ;) :D.
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on May 27, 2010, 05:16:18 pm
quote:I don't think your kids will go far wrong with guidance like that  Smiley.
I think I can say the same thing for my kids - so far so good  Smiley.
yep we got that one right ,thankfully our kids aren't that gullible...best wishes to the next generation


culprits abusing antisemitic laws and think they are untouchable . The truth gets clearer by the day  ;)

they are either too sick to attend court or skipped the state/country.and the merry go keeps going around on those big wigs,someone needs to slam the front brake on hard  ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on May 27, 2010, 05:26:00 pm
Time for another French type revolution?
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on July 20, 2010, 12:42:40 pm
in reference to 090 cost of living.
Just visited ebay and 4 nice pre85 bikes have been re-listed.Didn't reach reserve.
Many other items going cheap.
If your cashed up,its a nice time to buy.  8)

other notable's: Open event entries are down on events needing travel time etc.
Everyone's suck'n it up,till after election and tax time.
cheers
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on July 28, 2010, 12:49:23 pm
in reference to 090 cost of living.
Just visited ebay and 4 nice pre85 bikes have been re-listed.Didn't reach reserve.
Many other items going cheap.
If your cashed up,its a nice time to buy.  8)

other notable's: Open event entries are down on events needing travel time etc.
Everyone's suck'n it up,till after election and tax time.
cheers
Yes but mx bikes are luxuries , cost of living goes up- bills ,food etc and other things go down because of supply and demand , theres more bikes being let go because folks need(or think they need) the $(maybe) ie more supply but demand is down because less people "think" they can afford an VMX bike for eg.
Living costs can shot up(inflation) and house prices go down(deflation) but the statistics for everything together will show that the inflation rate is stable at x%.
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on July 28, 2010, 01:00:20 pm
Yes but mx bikes are luxuries , cost of living goes up- bills ,food etc and other things go down because of supply and demand , theres more bikes being let go because folks need(or think they need) the $(maybe) ie more supply but demand is down because less people "think" they can afford an VMX bike for eg.
Living costs can shot up(inflation) and house prices go down(deflation) but the statistics for everything together will show that the inflation rate is stable at x%.

Luxuries  :o  I thought they were just run of the mill essential's,
you just wait till the Boss gets home  >:(   ;)   :D
cheers A



yep motomaniac its all horses for courses  ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on July 28, 2010, 01:43:42 pm
Yes but mx bikes are luxuries , cost of living goes up- bills ,food etc and other things go down because of supply and demand , theres more bikes being let go because folks need(or think they need) the $(maybe) ie more supply but demand is down because less people "think" they can afford an VMX bike for eg.
Living costs can shot up(inflation) and house prices go down(deflation) but the statistics for everything together will show that the inflation rate is stable at x%.

Luxuries  :o  I thought they were just run of the mill essential's,
you just wait till the Boss gets home  >:(   ;)   :D
cheers A



yep motomaniac its all horses for courses  ;D
haha I knew that would get a bite! Essentials for some of us and expendable luxuries to others.So for the hardcore yes there is some good buys surfacing.US ebay is even better, heaps of trick stuff at reasonable prices at the mo. :)
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on March 09, 2011, 07:44:01 pm
I went looking for the oil price thread  :( ,but seems to be deleted.
So I'm posting up here.
On the news today with Libya and the cost of oil going up,it seems US is not too happy,as they where just getting on up the crest of the wave the price of fuel goes up.  :(
Hope they get a change of economy or something to help em out..Didnt sound to good anyway !!
cheers A
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on March 09, 2011, 08:25:16 pm
I went looking for the oil price thread  :( ,but seems to be deleted.
So I'm posting up here.
On the news today with Libya and the cost of oil going up,it seems US is not too happy,as they where just getting on up the crest of the wave the price of fuel goes up.  :(
Hope they get a change of economy or something to help em out..Didnt sound to good anyway !!
cheers A
The price of oil going up is not Libya it's the whole instability of the M.E. Libya is about 19th oil producer in the world and mainly supplies Europe. especially Italy.
Title: Re: Global financial crisis - what does it mean to you
Post by: montynut on March 09, 2011, 09:23:16 pm
It gave our useless, incompetent, lying, mindless, stupid, socialist, inept, misguided and completely hopeless current Federal Government an excuse to spend every red cent the country had plus most of the next 10 – 15yrs income as well, on the biggest raft of ill-conceived, mismanaged, wasteful and sometimes deadly programs ever imposed upon the Australian population who were expecting far better from their democratically elected Government. The Dudd and Dullard show OMG please let it end soon :'(

All in two sentences deliberately so you to can be breathless >:(
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on March 09, 2011, 09:35:36 pm
It gave our useless, incompetent, lying, mindless, stupid, socialist, inept, misguided and completely hopeless current Federal Government an excuse to spend every red cent the country had plus most of the next 10 – 15yrs income as well, on the biggest raft of ill-conceived, mismanaged, wasteful and sometimes deadly programs ever imposed upon the Australian population who were expecting far better from their democratically elected Government. The Dudd and Dullard show OMG please let it end soon :'(

All in two sentences deliberately so you to can be breathless >:(
I totally agree with Monty but the problem is will get the totally useless, incompetent, lying, mindless, stupid, get-rich-at-our-expense, inept, misguided and completely hopeless current Liberal opposition.(http://i323.photobucket.com/albums/nn458/mx250syd/icons/014.gif)

 ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: crash n bern on March 09, 2011, 10:16:48 pm
When the crap happened in Egypt I heard on the news that oil would go up to $80 odd a barrel.  The first major hike since it went from $70 to $150 a barrel a few years ago.  I thought hang on it went to $150 a barrel and we had a major fuel hike.  Then it had dropped back to under $80 a barrel.  How come fuel didn't drop back to 70 cents per litre?
Title: Re: Global financial crisis - what does it mean to you
Post by: montynut on March 09, 2011, 11:30:08 pm
It gave our useless, incompetent, lying, mindless, stupid, socialist, inept, misguided and completely hopeless current Federal Government an excuse to spend every red cent the country had plus most of the next 10 – 15yrs income as well, on the biggest raft of ill-conceived, mismanaged, wasteful and sometimes deadly programs ever imposed upon the Australian population who were expecting far better from their democratically elected Government. The Dudd and Dullard show OMG please let it end soon :'(

All in two sentences deliberately so you to can be breathless >:(
I totally agree with Monty but the problem is will get the totally useless, incompetent, lying, mindless, stupid, get-rich-at-our-expense, inept, misguided and completely hopeless current Liberal opposition.(http://i323.photobucket.com/albums/nn458/mx250syd/icons/014.gif)

 ;D

I note you are comfortable with Socialist  ::)
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on March 09, 2011, 11:55:26 pm
It gave our useless, incompetent, lying, mindless, stupid, socialist, inept, misguided and completely hopeless current Federal Government an excuse to spend every red cent the country had plus most of the next 10 – 15yrs income as well, on the biggest raft of ill-conceived, mismanaged, wasteful and sometimes deadly programs ever imposed upon the Australian population who were expecting far better from their democratically elected Government. The Dudd and Dullard show OMG please let it end soon :'(

All in two sentences deliberately so you to can be breathless >:(
I totally agree with Monty but the problem is will get the totally useless, incompetent, lying, mindless, stupid, get-rich-at-our-expense, inept, misguided and completely hopeless current Liberal opposition.(http://i323.photobucket.com/albums/nn458/mx250syd/icons/014.gif)

 ;D

I note you are comfortable with Socialist  ::)
Name your poison - they are both poison ;)  :-[

Australia's political assets are at zero, both sides are woeful. But that's the product of the 'distilling' process  :P :'(.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on March 10, 2011, 08:03:00 am
This pattern has happened before in 1976-80 where you have a couple of oil shocks triggering double dip recession, I think the real recession comes next. " the creation of wealth without a corresponding increase in economic output is done at a nations peril", Adam Smith.
Title: Re: Global financial crisis - what does it mean to you
Post by: Davey Crocket on March 10, 2011, 08:09:42 am
Monynut, you have a way with words...and I agree 100%.....they might have had some money left in the kitty to help pay for all the carnage thats happened in the last few months and help AUSTRALIAN's in stead of dishing it out to all this foreign shit...... >:(
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on March 10, 2011, 08:46:25 am
Monynut, you have a way with words...and I agree 100%.....they might have had some money left in the kitty to help pay for all the carnage thats happened in the last few months and help AUSTRALIAN's in stead of dishing it out to all this foreign shit...... >:(
[/quote

I think a few Australians could help themselves a little harder. Foreign aid is what we do for the same reason as fixing the carnage in Australia, you are extending a helping hand to your neighbors and doing things for the general good.
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on March 10, 2011, 09:03:58 am
This pattern has happened before in 1976-80 where you have a couple of oil shocks triggering double dip recession, I think the real recession comes next. " the creation of wealth without a corresponding increase in economic output is done at a nations peril", Adam Smith.
So it was 76-80 oil shocks that caused the double dip recession---here I was blaming foward slant Konis on a poorly set up MX250 that sent me over the bars :D :D :D
Title: Re: Global financial crisis - what does it mean to you
Post by: Freakshow on July 26, 2011, 02:54:56 pm
like all stars in the sky some burn brighter than others, some just have a fuzzy glow, some are talked about but can never be seen and other just drop from view and only can be seen ever few years.

YOu just have to believe there out there Alison
Title: Re: USA financial crisis - what does it mean to you
Post by: VMX247 on August 03, 2011, 10:07:19 pm
Well we didnt get sucked into a finaicial debt vortex....
but I'm seeing the non spending happening across all aspects of life here in the down under.!!
cheers
Title: Re: USA financial crisis - what does it mean to you
Post by: motomaniac on August 03, 2011, 10:30:43 pm
Well we didnt get sucked into a finaicial debt vortex....
but I'm seeing the non spending happening across all aspects of life here in the down under.!!
cheers

Yes we did , we did everything that they did( except for QE 2)  but on a smaller scale .We are on the hook to the banksters same as them ,just not as much. Household debt is more than them though!!!
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 03, 2011, 10:39:43 pm
All they did , is made more room for the bubble and people with long shoes .  :D :D :D

Whyyou laughing Wasp? Its going hit everyone sometime ,not you?
Title: Re: Global financial crisis - what does it mean to you
Post by: Mike52 on August 04, 2011, 08:30:34 am
For a while now I've been watching the business I work for slowly go under .
It's not a dramatic thing just a slow slow death.
Manager said today " first person to put their hand up gets a holiday".
This is not some fly by night mob , they have been going for 30 years.
Bummer.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on August 04, 2011, 09:28:42 am
For a while now I've been watching the business I work for slowly go under .
It's not a dramatic thing just a slow slow death.

The US Federal Government took on the debts of the private sector which sunk it, the Australian Government is yet and probably unlikely to be forced into this position due to Australian Banks low risk exposure and relatively responsible governance. The performance of the Australian Banking Service Indusries probably had more to do with keeping Australia out fo the shit during the GFC than the resource industry.

But with GFC II just round the corner I think the Australian households are in for a rough ride.

Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on August 04, 2011, 09:43:26 am

The US Federal Government took on the debts of the private sector which sunk it, ...........

American Corporate Welfare; 'too big to be allowed to fail' ::).  All true but still done in a context of incredible Federal US debt.

The performance of the Australian Banking Service Indusries probably had more to do with keeping Australia out fo the shit during the GFC than the resource industry.

 All true but still done in a context of Federal Australian surplus.

But with GFC II just round the corner I think the Australian households are in for a rough ride.

All true but this time it will be done in a context of increased Federal Australian debt (And most other Govt's around the World - in other words all govt's will be in a worst positions to stimulate their economies by borrowings).

And lets not forget the Australian State governments and local government are up to the necks in debt to varying degrees.
Title: Re: Global financial crisis - what does it mean to you
Post by: pancho on August 04, 2011, 10:06:13 am
 Like I said before I think the US$ is based on bulls*hit and its a problem that most international trade is based on it. Maybe we all should go back on the gold standard. Look at the worth of the  US$ vs the gold price, halved in how many months?
cheers
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on August 04, 2011, 10:17:56 am
Like I said before I think the US$ is based on bulls*hit and its a problem that most international trade is based on it. Maybe we all should go back on the gold standard. Look at the worth of the  US$ vs the gold price, halved in how many months?
cheers

The limitation of the gold standard was also that you had to have a few tons of the metal lying about in reserve and it wasn't a really portable in the way that for example US denominated treasury bills are.

Plus finally the gold standard does not fit our current system which is debt based rather than equity based. Hard to do credit default swaps moving gold about the world..... Soooo we are stuck with the current system of trading debt futures and default risk, which I think like all economies based on creating wealth through increased debt and dodging defualt bullets is doomed to failure as the commodities markets of the 90s were.

If i was running the planet I would allow for devaluation of the US, increase interest rates in the US to 4-5%, make clear renegotiation of the US sovereign debt position.... kick 4 countries out of the EU and allow their people a chance of default and restructure under the IMF auspice and the comparitive value of their own currency to the Euro. .... see job done.







Title: Re: Global financial crisis - what does it mean to you
Post by: bazza on August 04, 2011, 12:20:28 pm
Marc at last some sence there has been none since Rob Muldoon come home and run gods little shang ra la of the South pacific.
Title: Re: Global financial crisis - what does it mean to you
Post by: Mike52 on August 04, 2011, 12:43:25 pm
If i was running the planet I would allow for devaluation of the US, increase interest rates in the US to 4-5%, make clear renegotiation of the US sovereign debt position.... kick 4 countries out of the EU and allow their people a chance of default and restructure under the IMF auspice and the comparitive value of their own currency to the Euro. .... see job done.
Got my vote ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on August 04, 2011, 03:18:26 pm
Marc at last some sence there has been none since Rob Muldoon come home and run gods little shang ra la of the South pacific.

Yes next year I am coming home to lead my people, not like it is that hard to get elected.... me, Hone, Minto, Sue and Ronnie the Ropehead will be very happy together.  ;D

Actually those people might not be very happy as I would repeal all legislation passed since about 1978 as unnecessary to the smooth operation of the country.
Title: Re: Global financial crisis - what does it mean to you
Post by: Mike52 on August 04, 2011, 03:22:58 pm
Yes next year I am coming home to lead my people,
You stopping off in AUS marc ? cause I might have a small job for you. ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on August 04, 2011, 03:49:41 pm
You stopping off in AUS marc ? cause I might have a small job for you. ;D

Aussie is easy to sort because gold is just going to keep going skywards, how about a nice mining tax to empty Rio's record prfits a bit and return some money to the Australian people.

What you have got to do as a popularist is give and take a little ..... take some mining tax bucks and give a lower tax on beer and cheaper registration for cars over 5 litres, reduce a dollar a carton at every election and $50 off rego ....you will be elected in spades.

Problem with most pollies is they lose touch with reality, or in the case of NZs ones have never held jobs or had any touch with reality.
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on August 04, 2011, 04:30:00 pm
Problem with most pollies is they lose touch with reality, or in the case of NZs ones have never held jobs or had any touch with reality.
 
 
Aussie pollies are the same-never run a business at least-which would put all in good stead for running a country.
The Yanks have no idea as if they go too far one way the other side reckons they'll become commies next-so instead they sit on the fence. Let's face it, with-out a war or two to drive their economy they're rooted. 
I would have thought that with the dollar the way it is we would be pouring enough back over there just in VMX purchases. :D
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on August 04, 2011, 04:57:09 pm
I would have thought that with the dollar the way it is we would be pouring enough back over there just in VMX purchases. :D

Judging by my credit card bills I am single handedly supporting Paypal and USPS so i am doing my part.

Working for big companies you can definitely understand how Governments get detached from the result... customers or voters are just an inconvenience that gets in the way of financial and legal compliance issues, internal reporting and being good corporate citizens. Which is why I have chosen to leave the program.
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 04, 2011, 05:23:10 pm
For a while now I've been watching the business I work for slowly go under .
It's not a dramatic thing just a slow slow death.

The US Federal Government took on the debts of the private sector which sunk it, the Australian Government is yet and probably unlikely to be forced into this position due to Australian Banks low risk exposure and relatively responsible governance. The performance of the Australian Banking Service Indusries probably had more to do with keeping Australia out fo the shit during the GFC than the resource industry.

But with GFC II just round the corner I think the Australian households are in for a rough ride.




Rudd already gave away a big chunk of our $ to the banks in 08,with no questions asked.They speculated it and made big $.

GFC2 ? GFC1 is still brewing.
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 04, 2011, 05:36:07 pm


If i was running the planet I would allow for devaluation of the US,thats already happening,deliberately increase interest rates in the US to 4-5%that will happen and cause unprecedented hardship,the cash rate is falsly held down,again deliberately, make clear renegotiation of the US sovereign debt positionthats the plan ,they will loose their sovereignty to the IMF like Greece and the rest.... kick 4 countries out of the EUthat wont happen if they can help it and allow their people a chance of default and restructure under the IMF too easy but why would the IMF  banksters give up their catch?auspice and the comparitive value of their own currency to the Euro.like with the old soviet block they know that once one go's they all will and its the end of the Union, also the devalued countries would have a huge advantage over the EU countries and that would have an effect in Europe like China now has globally .... see job done.the Euro wont last but for many countries that are alreday in the shit it won't help or matter , owned by the high priests of finance.Job done.








[/quote]
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on August 05, 2011, 09:31:03 am
make clear renegotiation of the US sovereign debt positionthats the plan ,they will loose their sovereignty to the IMF like Greece and the rest..

The US is the ultimate too big to fail economy, they don't need the IMF to renegotiate their debt for them, they can demand and likely recieve a chunk of debt forgiveness from Japan, China and the Middle East..... its only paper after all.

Back to Europe, the point of the PIGS leaving the EU is to quarantine the rest of the EU members from the fall out of the current debacle. Greece is only 2.1 % of the Euro Zone economy but to quote the Economist  "the towering inferno started as a fuse box fire" .... the point is to allow an orderly default of the PIGS without contaminating Italy and the rest of the Euro zone.

I don't see the Euro Zone going the same way as USSR, there are too many advantages for Germany, France and Scandanvians etc ... they just need to drop the poor relations off at the IMF bus terminal.

Interesting day yesterday on Wall St ..... GFC II ?


Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on August 05, 2011, 04:28:54 pm
Interesting day yesterday on Wall St .....

yes indeed with the closing today another 45 billion lost in the back pocket...dollars down,oils down-fuels to go down (fingers crossed)and as Nathan says "the sky hasnt fallen"
cheers A
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on August 05, 2011, 05:25:04 pm
yes indeed with the closing today another 45 billion lost in the back pocket...dollars down,oils down-fuels to go down (fingers crossed)and as Nathan says "the sky hasnt fallen"
cheers A

Sky never falls Alison but the markets always return to equilibrium....

I was in Canada last week and petrol was $1.10 a litre, it was like the good old days.... I almost wept with joy.
Title: Re: Global financial crisis - what does it mean to you
Post by: matcho mick on August 05, 2011, 06:21:12 pm
http://www.wtfnoway.com/
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 05, 2011, 10:33:25 pm
frightening , very frightening  :o

or this http://www.youtube.com/watch?v=n4-4bvuX7qA&feature=related
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 05, 2011, 11:22:53 pm
make clear renegotiation of the US sovereign debt positionthats the plan ,they will loose their sovereignty to the IMF like Greece and the rest..

The US is the ultimate too big to fail economy, they don't need the IMF to renegotiate their debt for them, they can demand and likely recieve a chunk of debt forgiveness from Japan, China and the Middle East..... its only paper after all.

No,its failing.Yes they dont need the IMF they can easy loose their sovereingty to China or do the Hitler thing and tell them to go jump with the owed money and then try and gain control and power over other countries - oh their done that already which brings us to the middle east.Japan wont be buying up treasuries with their problems , they are looking to unload the ones that they already have to get cash after  Fukushima .
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 06, 2011, 02:30:52 pm
from a FaceBook friend in the US .

http://www.youtube.com/watch?v=W4hfdaC7eL4&feature=share ::)
Title: Re: Global financial crisis - what does it mean to you
Post by: crash n bern on August 07, 2011, 05:52:57 pm
So the price of bikes will drop as the market flattens and people have to sell off their surplus toys.  So if you're cashed up you can buy up.  Unless that then leaves you cash poor and in the same situation where you have to sell.  This is a tough one.  Do I sell up now and take a loss but be cashed up in bad times.  Or do I keep my bikes and end up broke with a shed full of scrap metal.  What a dilema.
Title: Re: Global financial crisis - what does it mean to you
Post by: crash n bern on August 07, 2011, 07:20:10 pm
Im too stupid to buy gold and I'm to busy and lazy to sell my bikes.

I wonder how much Maico 490's will go for?
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on August 07, 2011, 10:15:42 pm
So the price of bikes will drop as the market flattens and people have to sell off their surplus toys.  So if you're cashed up you can buy up. 

When i was in Canada last week the Canadians were flooding across the border and coming back with the American's goodies.... houses yachts, cars, bikes. Also all the guys shipping from the US to NZ at the moment have their sea containers chocka.... cars, bikes all sorts of shit at give away prices.

Hell you can buy a Ford Ranger new for 15 grand off the lot in Canada at the moment and I notice the KTM dealers still trying to flog 2008 models brand new..... just some sweet deals out there. Try brand new 2008 KTM 990 Duke for 8 grand or 250EXC for $6500..
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 07, 2011, 10:42:23 pm
and yellow metal as much as possible .( so far it went up by 15 % already ) I realy think this is the beginning of a new era . Well tomorrow morning should tell us a far bit more .

Walter how did you calculate the 15%. If in US $ then it doesn't mean much in AU$ since the US $ has dropped against AU.
I agree , new era coming.Tomorrow is forgone conclusion.Barry O didnt even mention the downgrade in his adress to the nation and ran off to camp David without a word since.No inspiration or help from himfor the market. ???
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 07, 2011, 10:43:27 pm
Im too stupid to buy gold and I'm to busy and lazy to sell my bikes.


You're not alone there.Dohhh!
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on August 08, 2011, 09:01:27 am
What could possibly go wrong - the sun shining, the birds are singing; an absolutely perfect winters day.

Have a great day guys :).
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on August 08, 2011, 09:29:39 am
What could possibly go wrong - the sun shining, the birds are singing; an absolutely perfect winters day.
Have a great day guys :).

Here here...lambs are being born and Spring is near...Meat in our freezer ..yippie ..Sorry poor little snowflake  :-X
Have a great Day !!
Title: Re: Global financial crisis - what does it mean to you
Post by: Mike52 on August 08, 2011, 09:31:29 am
What could possibly go wrong - the sun shining, the birds are singing; an absolutely perfect winters day.
Have a great day guys :).

Here here...lambs are being born and Spring is near...Meat in our freezer ..yippie ..Sorry poor little snowflake  :-X
Have a great Day !!
You barsta#d , not snowflake. :o
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on August 08, 2011, 09:50:23 am
You could also invest in old rare bikes or cars , but I think it will be much easier in 3 years  to sell some bars  than a immaculate CCM .

Hmm lets see, sit about in garage looking at my pile of gold on the bike lift or immaculate CCM.... if you hesitate for a nano second on this decision I would suggest you are on the wrong forum

(http://i346.photobucket.com/albums/p438/sscf_2008/CCMCoversmbw.jpg)
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on August 08, 2011, 10:27:39 am
OR you could buy a Wasp-it's gold-weighs about the same,  the best of both worlds :D
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 08, 2011, 06:11:43 pm
Let me explain the little knowledge I have  ( or how I see it )
Last year gold was AU $1294 per ounce , right now today before opening it is $1589 , but already on the rise in Wall street . So if you bought 12 months ago and sold right now , you would be $300 better off . BUT ... the big but is , Inflation . Inflation we will have lots over the next five years , thats how America and Europe will pay for their debts . This inflation has been created again , so the big mass will pay for the debt und not the ones responsible for the mess they created ( wallstreet and politicians )
Gold yields no interest  and its possible positive  return is only based on speculation and fear for safety . Its a safe parking spot when everything else fails ( like at the moment )
The bottom line with gold ( or most metals) is , you may not make money , but you will retain its value in real buying power .
You could also invest in old rare bikes or cars , but I think it will be much easier in 3 years  to sell some bars  than a immaculate CCM . Having said that , if you have heaps of spare cash and use a small percentage of your wealth  to pic up the up coming bargains , why not .


I'm impressed Wasp,I think you have it spot on.Wish I could have done what you have.
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 08, 2011, 06:19:23 pm

[/quote]

The US is the ultimate too big to fail economy, they don't need the IMF to renegotiate their debt for them, they can demand and likely recieve a chunk of debt forgiveness from  China

[/quote]

Seems that the Chinese aren' the forgiving type's. They called for replacing the US$ as te international currency today .They also are talking about "International Supervision" the US debt crisis.  :o
Title: Re: Global financial crisis - what does it mean to you
Post by: Mike52 on August 08, 2011, 06:32:44 pm
Seems that the Chinese aren' the forgiving type's. They called for replacing the US$ as te international currency today .They also are talking about "International Supervision" the US debt crisis.  :o
They were always going to do this given the chance.
For a while now they have been saying that they don't want their repayments in USD.
I recently bought some bits outta China and had to pay in English POUNDS :o
It's a power/revenge thing, clash of cultures and a sensible business decision as well.
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on August 08, 2011, 09:11:52 pm
What could possibly go wrong - the sun shining, the birds are singing; an absolutely perfect winters day.
Have a great day guys :).
Here here...lambs are being born and Spring is near...Meat in our freezer ..yippie ..Sorry poor little snowflake  :-X
Have a great Day !!
You barsta#d , not snowflake. :o

Yes your right !! its not a good name for a black lamb which should be called Black Knight Night or something better for his colouring  ;D  ;D
You guys need to spend more on ebay and keep the vmx market high !! .I keep getting all these emails coming in saying you've WON...oh shit....  :o  :-X
cheers A
Title: Re: Global financial crisis - what does it mean to you
Post by: Mike52 on August 08, 2011, 09:24:25 pm
Yep VMX , I went to the tender centre last week and put in a ridiculous bid on an electric pusshy/scooter thingy and a oil painting.
What am I going to do with them?
Could save the planet with the scooter I suppose. ;D
Will probably just look at the painting ::) ;D

Ps I used to have sheep but couldn't come at eating the cute little innocent trusting lambs.
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on August 08, 2011, 09:36:39 pm
Ps I used to have sheep but couldn't come at eating the cute little innocent trusting lambs.

You big softy  :D  Just do it the Aussie BBQ way !! Yumm OH  ;D
cheers A
Title: Re: Global financial crisis - what does it mean to you
Post by: crash n bern on August 09, 2011, 08:10:09 am
I think I remember you saying something about that wasp.  I was warned in late 2006 about it from a friend, and cashed up and saved up so I could weather the storm.
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on August 09, 2011, 08:47:34 am
Buy some more bricks and mortar, fix your interest rates and pay an extra couple of payments as soon as you can.( i.e. build that shed you want to put your trophies in-they'll be giving them away soon on a two for one deal)
They can shove the stock market-may as well spend a day at the races.(neddies that is)
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on August 09, 2011, 09:22:46 am
Seems that the Chinese aren' the forgiving type's. They called for replacing the US$ as te international currency today .They also are talking about "International Supervision" the US debt crisis.  :o

the Chinese economy has made out based on US consumption, they are enjoying some xenophobic posturing in their own media at the moment. My view on China is it looks scary like Korea was in 1996 or for that matter what the US looked like in 1923. Having an economy heavily dependent on constant above  sustainable rate, like Korea in 1996-98 can result in an economy with no capacity to wind growth back. Unlike Japan which can soldier along quite effectively these days on 1-2%.

In my own field I remember being at a Maritime Industry Finance conference in 2008.... my impression is that at the time stimulus allowed companies to avoid writing down their assetts to true book value.... now i think we have reached a tipping point where the debt to assett ratio of many business's become a major issue and send shareholders running for the exits.

This liquidation of assets will cause a horror inflationary spike in some countries with corresponding interest rate rises.

Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on August 09, 2011, 10:18:15 pm

[/quote]

Maniac , things did not happen overnight , the writing was on the wall since 2008 . When I predicted this , I was portrayed as being negative  and uneducated  .(someone even mentioned on this forum that I was building the "arch"  :D )Now I am one of the people with a positive outlook . We had the 20 fat years and now the 7 or so lean years have begun . Its not a surprise to me , just a matter of adjusting and planing a bit different . The world want go under , its just coming to its senses again .
[/quote]

For sure Wasp , I have been saying the same and , getting similar responses. I just wasn't in the position to do what you have done.Unfortunately my work dropped off three years ago and I had too sell some of my collectables to pay the bills,eat,race etc . I didnt invest.
Good luck to you , "nothing unforetold happens in a wisemans life".
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on August 10, 2011, 01:41:57 pm
"They" are still working out how to tax Wallys fish tank and hydropinics garden-it will happen tho.
Title: Greed is NOT Good Mr Gekko.
Post by: mx250 on November 11, 2011, 11:12:12 am
http://www.bbc.co.uk/news/business-15669197

(At the risk of upsetting the Sgt ::))

Greed is NOT Good Mr Gekko. Well good for some but not good for all.

Hang on for a bumpy ride guys - it's a 90+% chance that things are about to get economically a lot lot worse.

It's hard to lay the blame on any one cause - it just that the last 20 years of growth based on credit fueled western consumption (greed, indulgence and self delusion) is a house of cards (demonstrated in the USA and now about to be demonstrated in Europe/eurozone). The fact that the eurozone was an economic basket case with economic management forfeited to 'paper tiger' technocratics and some flimsy obviously inadequate rules without political will or political clout or defined political responsibility has only exasperated the problem - and now coming home to roost (e.g Greece debacle - both Greece and eurozone's political response/non-response ::)).

My bet is that Italy is about to go 'tits up'. For Italy to survive would have taken a miracle and for all the favourable stars to line up. As it is all the confluences are working the other way - Debts coming due, cost of borrowing going up (and surpassing the repayment threshold :P), political instability (as per usual but will become worse with self interest, survival and 'rats and fat cats leaving the ship') and now the chance of 'trading their way out' greatly reduced (realistically zero :P).

Irony of ironies, the eurozone is looking to America for help. Realistic? Politically or economically can or will they do it? Economically it would make sense but this is now a political decision (a hardnose and unpopular political decision with some maybe economic benefits/ imperatives in an election year in a politic contest which is more popularity contest than leadership quality contest ::)).

Ditto China. The eurozone asked the Chinese who stared back at them inscrutably blankly. Economically it would make some sense but with their Home economy starting to take off it is not an economic imperative. Politically? - you're got to be kidding. The thrifty poor Chinese bail out the same bloated Europeans who for 200 years tried to kick them when they were down and tried to suck the life blood from them? Yeah, right. Even a police state dictatorship would have probs forcing that political football down the throats of 1.2 billion poor but proud nationalistic Chinese.

China might participate in a European fire sale - Sicily, 20 billion euro? VW or Fiat 20 billion euro?

Ditto India pretty much.

Look to Japan? They'll be looking for their own bail out if world trade takes a major down turn (which is a most likely follow on from a European slow down).

If things pan out the way I predict, which I rate at a 90% chance, the problem will be so acute, so profound, the economic effect will last ten years. And I'm not the only one with this prediction and fear.

Where does that leave Australia? We'll be saved by sound economic positioning and structure (thanks to 20 years of Liberal and Labour economic responsibility and good government - making a number of hard decisions over a long period of time) and resources sales to China and India (relying on their domestic growth) at reduced price at reduced volumes. But it will hurt.

Where does that leave you and me? - up shit creek without a paddle. My super is 50% of what it was 5 years ago, and taken another lost with all this eurozone uncertainty. And it is unlikely to improve in the next 10 (in my estimation).

Thank God for Real Estate. Even if it stagnant at least it ain't going backwards (yet ::)).



Title: Re: Greed is NOT Good Mr Gekko.
Post by: Marc.com on November 11, 2011, 11:47:16 am
Thank God for Real Estate. Even if it stagnant at least it ain't going backwards (yet ::)).

Yet, Australians have increased their household debt 4 fold in the last 18 years to have the highest level in the developed world, with NZ and Canada in the 140-160% range. Makes us uber sensitive to changes in interest rates.... at the moment Italian sovereign bonds are yielding 7%, so why would you loan money to an Aussie bank trying to offer finance or a German bank writing off Greek debt at much less than that, apart from risk aversion. Our position is not unlike the UKs was in 2008.

Title: Re: Greed is NOT Good Mr Gekko.
Post by: mx250 on November 11, 2011, 11:57:33 am
Thank God for Real Estate. Even if it stagnant at least it ain't going backwards (yet ::)).

Yet, Australians have increased their household debt 4 fold in the last 18 years to have the highest level in the developed world, with NZ and Canada in the 140-160% range. Makes us uber sensitive to changes in interest rates.... at the moment Italian sovereign bonds are yielding 7%, so why would you loan money to an Aussie bank trying to offer finance or a German bank writing off Greek debt at much less than that, apart from risk aversion. Our position is not unlike the UKs was in 2008.


But Australians have been paying down debt and saving better in the last 4 years. Still exposed but not quite as badly as before. Still a worry ::).

Talking of Sydney, the other saving grace of Real Estate is the shortage of homes. By 200,000 in Sydney if what I've heard is correct or believable. I believe the other brake on Real Estate is land release - thank God for a inefficient bureaucracy. This time the brake stop the market from going backwards.
Title: Re: Greed is NOT Good Mr Gekko.
Post by: Marc.com on November 11, 2011, 04:31:30 pm
Talking of Sydney, the other saving grace of Real Estate is the shortage of homes. By 200,000 in Sydney if what I've heard is correct or believable. I believe the other brake on Real Estate is land release - thank God

Yeah i was reading about property bubbles and the accompanying perception of a 'shortage of homes' ..... the US was also claiming that before things went pop. Its not a shortage of homes that will be the issue but a shortage of affordable homes..... people deleveraging as you mentioned has a drag down of property for a couple of reasons, a reduction in debt leads to stagnation of the market due to people borrowing less and the 'investment factor being removed from the market.
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on November 12, 2011, 09:11:10 am
Seems ironic to me that at a time when we must work hardest to try to stop destroying our planet, we must sell sell sell the very stuff that's doing the most damage to just keep our heads up.
To have led a resonable and simple life just doing what I needed to to get by with what I wanted from it and not get greedy with my demands of life only to now be pushed arse over by bastards that live their very lives by the opposite doctrine-I'm getting very angry about it all.
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on November 12, 2011, 10:51:21 am
Seems ironic to me that at a time when we must work hardest to try to stop destroying our planet, we must sell sell sell the very stuff that's doing the most damage to just keep our heads up.
To have led a resonable and simple life just doing what I needed to to get by with what I wanted from it and not get greedy with my demands of life only to now be pushed arse over by bastards that live their very lives by the opposite doctrine-I'm getting very angry about it all.

Plant a Mulberry tree.make some jam,put it on ya toast and all will be SWEET   :-*  ;D
cheers a
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 12, 2011, 11:11:51 am
Yep when I was a kid a garden was standard in most homes thats why we were on 1/4 acre...... man rolled over my term deposit yesterday..... freaking BNZ ripped my arm off and gave me one year rate for 140days ....  also bought new second hand 2007 Ford Ranger, sticker price $24999 .... sold to my good self with an offer of $19000.

I think you have to join the dots .... NZ has the lowest rate of home building in 17 years, 80% of properties current sold in NZ are under 400K, only 3% are above a million..... you start to see a pattern where the top end of town is trading down or priced themselves out of the market. I will give it until next Winter and make low ball offers ;D

I think there is the official story that the Government is giving you and what happens under the surface. It was like this in Aussie in about 92-94, kind of death by 1000 cuts, where there is no Lehman but you reach a tipping point of what is sustainable.
Title: Re: Global financial crisis - what does it mean to you
Post by: TooFastTim on November 12, 2011, 11:18:26 am
Seems ironic to me that at a time when we must work hardest to try to stop destroying our planet, we must sell sell sell the very stuff that's doing the most damage to just keep our heads up.
To have led a resonable and simple life just doing what I needed to to get by with what I wanted from it and not get greedy with my demands of life only to now be pushed arse over by bastards that live their very lives by the opposite doctrine-I'm getting very angry about it all.

I think I once mentioned on here how I couldn't figure how people I KNEW couldn't be earning as much as me had a big house, two new cars, the boat and the annual overseas holidays. Finally the penny dropped. But they got their jollies and now I have to pay for their wanton consumerism too!
Title: Re: Global financial crisis - what does it mean to you
Post by: bazza on November 12, 2011, 11:47:26 am
Mark acording to real estate agents i print for in Auckland only half the houses for those looking and silly money being asked and houses on rise for first ime in 3 years.Well done with car,i cant get any dealer to move on a XR6 ute,feckers
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 12, 2011, 12:51:22 pm
Mark acording to real estate agents i print for in Auckland only half the houses for those looking and silly money being asked and houses on rise for first ime in 3 years.Well done with car,i cant get any dealer to move on a XR6 ute,feckers

Hey Bazza, yep things are moving along at the bottom end of the market as certainly the rent covers the mortgage...... as I mentioned before not sure it is shortage of houses but shortage of affordable ones. I will try to avoid silly money, I can circle the carcass for the person who has to sell to come up and there are a few of those at the moment.
Title: Re: Global financial crisis - what does it mean to you
Post by: TooFastTim on November 12, 2011, 02:31:02 pm
Common sense from Gene Simmons: http://www.dailymail.co.uk/news/article-2060593/Could-man-save-Britain-s-economy-After-building-personal-fortune--100m-rocks-scariest-star-Gene-Simmons-just-invited-lecture-economists.html (http://www.dailymail.co.uk/news/article-2060593/Could-man-save-Britain-s-economy-After-building-personal-fortune--100m-rocks-scariest-star-Gene-Simmons-just-invited-lecture-economists.html)
Title: Re: Global financial crisis - what does it mean to you
Post by: oldfart on November 12, 2011, 03:23:00 pm
He tells me a fable to underline his point. ‘Here’s a story. There’s a big white hunter and he goes deep into the forest with his laser guns and GPS and rifles. He gets a local to help him, a naked pygmy with a blowpipe.
‘A day into the hunt they’re miles from the village, everything stops working, and the white guy is flipping out. He looks at the pygmy and says “we’re lost”. And the pygmy just falls down laughing and says, “you mean the village is lost. We’re not lost, we’re here”.
‘The point being that the pygmy has got everything he needs to


Read more: http://www.dailymail.co.uk/news/article-2060593/Could-man-save-Britain-s-economy-After-building-personal-fortune--100m-rocks-scariest-star-Gene-Simmons-just-invited-lecture-economists.html#ixzz1dShB2eNk
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 12, 2011, 03:48:54 pm
Interesting what he says.... I think one of the key issues is the concept of 'working your way up' is lost and replaced by effort being channeled into having what you want right now. So you have apprentices with brand new cars and 500K homes, I mean WTF you have the your whole life to pay it off.
Title: Re: Global financial crisis - what does it mean to you
Post by: Curly3 on November 12, 2011, 04:31:04 pm
500K homes, Macmansions I think they're called.
No one is prepared to achieve things by one step at a time.
This is the age of instant gratification and as a baby boomer, it pisses me off.
Mention an apprenticeship to a young'n these day's and how little you'll earn as a 1st year and they'll laugh at you.
Personally I try not to sweat too much about things but if I analyze where our society is at, I shit myself.
Title: Re: Global financial crisis - what does it mean to you
Post by: TooFastTim on November 12, 2011, 05:16:50 pm
So you have apprentices with brand new cars and 500K homes

Nah, who wants to be a trademan? Now you have management graduates with brand new cars and 500K homes.
Title: Re: Global financial crisis - what does it mean to you
Post by: Nathan S on November 12, 2011, 06:25:29 pm
Trades are popular. Good money in most trades now days (mechanics being the most notable exception).
Title: Re: Global financial crisis - what does it mean to you
Post by: Davey Crocket on November 12, 2011, 06:51:03 pm
Yea, your spot on there Nathan, always had me stuffed why mechanics get shit money, bike mechanics get even less, and its probably the most costly job to have with all the tools you have to buy.....when you look at what sparky's and plumbers get and the minimun amount of tools you need.....a screwdriver, pair of pliers and a voltmeter and the other with a saw for cutting plastic pipe and the glue to stick it together. ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: oldfart on November 12, 2011, 07:03:19 pm
And of  both them are licenced trades, and getting harder to obtain each year.
Title: Re: Global financial crisis - what does it mean to you
Post by: TooFastTim on November 12, 2011, 07:31:15 pm
Trades are popular. Good money in most trades now days (mechanics being the most notable exception).

Yeah? The wheel has or is turning then.
Title: Re: Global financial crisis - what does it mean to you
Post by: Nathan S on November 12, 2011, 09:38:44 pm
Yeah? The wheel has or is turning then.

I don't get that.

Everyone I know with a trade that relates to the housing industry, is earning comfortably above the national average wage - even post GFC.
Most industrial trades are highly valued by the mining industry, so qualified tradies can earn mega-bucks working in the mines. Or they can stay in civilisation and still earn decent money because the mines jobs have forced all employers to compete for competent staff.

Which pretty much leaves only the motor mechanics as pretty much the last of the under-valued tradies. But with workshops charging $130/hour, there's more and more opportunity for employers to actually pay good mechanics a decent wage.


Around the time I left school (1993) there was all this talk of trades dying off, largely because it was early days of the IT industry.
It was bullsh, though.
Any apprenticeships that were advertised had dozens of applicants - plenty of reasonably bright/suitable kids were rejected for dozens of apprenticeships.

Fast-foward nearly twenty years, and the story is still basically the same. My work puts on 3 or 4 apprentices every year (mostly heavy vehicle mechanics), and has to choose from 50+ applicants.
All of the tradies at my work are paid above the national average wage (before OT). Occasionally the bosses have whinge that they're "paid too much", but the simple reality is that very few of the younger guys stick around for long after becoming tradies - they chase the big money out west instead.
The few similar employers that pay just the award wages, are burdened with high staff turn-over, and/or less than ideal staff.
Title: Re: Global financial crisis - what does it mean to you
Post by: TooFastTim on November 12, 2011, 09:57:24 pm
Nathan, there has been a huge move away from  the trades and engineering (discussed in another thread) in the west. School leavers have wanted to (as you say) drive a computer or more recently be a manager in the belief that the engineering stuff could be outsourced to India or China. The UK now sits with a surplus of "managers" and buggerall trades people.

Don't get me started on management graduates...As Marc has said management degrees are a great addition to an engineering degree (my opinion here) bloody useless without that engineering degree.
Title: Re: Global financial crisis - what does it mean to you
Post by: Nathan S on November 12, 2011, 10:12:12 pm
But is/was there an actual move away from Trades?
I reckon that they're more valued/higher paid and consequently more popular than they were 20 years ago.
Maybe there's less trade positions available, but its happened slowly enough that we're not over-supplied with tradies - the price we pay for any sort of trade qualified labour shows that!

Title: Re: Global financial crisis - what does it mean to you
Post by: TooFastTim on November 12, 2011, 10:18:03 pm
I reckon that they're more valued/higher paid and consequently more popular than they were 20 years ago.

The reasons I gave are why they are more valued and higher paid than they were twenty yrs ago.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 13, 2011, 07:24:44 am
Don't get me started on management graduates...As Marc has said management degrees are a great addition to an engineering degree (my opinion here) bloody useless without that engineering degree.

I would say that a management only be offered as a post graduate degree should be stacked on top of a practical degree and it is irresponsible of schools to offer management undergrad programs as most lead to a continuation of working at Burger King after graduation. Remember the competition for good management positions is very fierce, new graduates are having to compete with top performers already in industry who are much older and know how to play the game.

Anyway never understood why being a mechanic is so undervalued, they are one of the trades that we all need at some point and it is quite highly technical in my view. The workshops sure as shit are not shy about the hourly rate.
Title: Re: Global financial crisis - what does it mean to you
Post by: Davy123 on November 13, 2011, 09:56:26 am
my lad served his 4 year apprenticship as a panel beater, he got a huge wage jump from £5.75 an hour to £6.05 ..he now works at a recycling plant for £10 an hour ...go figure
Title: Re: Global financial crisis - what does it mean to you
Post by: wmc83 on November 13, 2011, 10:22:29 am
Young people do have a point about poor paying aprentiships when I started in 91 I got $185 in the hand per week. The first year apprentice at work takes home $270 a week lucky he lives at home.
Quote
when you look at what sparky's and plumbers get and the minimun amount of tools you need

Hmm I can speak for sparkys but heres a few items in a small plumbing company's tool kit

jet rodder. $15-$25k
Electric eel. $5k
Cheap pipe laser $5k
Electric roll grover $5.5k
5t combo with shitty truck $180k
Just to name a few.
Title: Re: Global financial crisis - what does it mean to you
Post by: Nathan S on November 13, 2011, 09:27:03 pm
my lad served his 4 year apprenticship as a panel beater, he got a huge wage jump from £5.75 an hour to £6.05 ..he now works at a recycling plant for £10 an hour ...go figure

That's madness.
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on November 13, 2011, 11:34:52 pm
my lad served his 4 year apprenticship as a panel beater, he got a huge wage jump from £5.75 an hour to £6.05 ..he now works at a recycling plant for £10 an hour ...go figure
That's madness.

Totally agree on the madness..The Aust government does'nt look after our own apprentices as much as they look after our boat people-did I just type that !! yes , but its true..
The TAFE and school system part of our apprentice is very poor compared to others training.Oh well !! they'll bring the tradies in from OS.  :'(
cheers A
Title: Re: Global financial crisis - what does it mean to you
Post by: Davy123 on November 14, 2011, 06:10:30 am
the local mcdonalds were paying £6.50 an hour for counter staff..but a fully qualified panel beater was £6.05...the final straw was a word from the manager at the garage  ' if you stick in son by the end of the year you might get £6.25'......arsehole
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on November 14, 2011, 08:58:20 am
The difference will be when the building industry falls arse over -again- and those in the building trades will really suffer-again.
The problem we as mechanics will have is that then no-one will be able to pay for their car to be repaired-again.
Title: Re: Global financial crisis - what does it mean to you
Post by: shorelinemc on November 14, 2011, 09:35:11 am
as a sideline the building industries get the help from the gov ie 1st home buyers ,build a new house even if you are an investor we will give you money-propping up the builders,farmers get the same handouts when times are tough drought etc.but if you are in others industries you get nothing apart from rent increases,epa increases etc
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on November 14, 2011, 10:09:10 am
good point Rob. we have asked for compulsory cat convertor testing to get sales up but it is judged 'un-vote winning' and goes on the back burner along with yearly RWCs and most other things we would like.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 14, 2011, 10:29:59 am
as a sideline the building industries get the help from the gov ie 1st home buyers ,build a new house even if you are an investor we will give you money-propping up the builders,farmers get the same handouts when times are tough drought etc.but if you are in others industries you get nothing apart from rent increases,epa increases etc

Yeah farming gets supported in ways that no other small business benefits from, there has always been farm subsidies, I think it is very much a protected industry because we have this whole thing about being able to produce our own food. The EU spends about 30% of its budget on agricultural programs / subsidies.



Title: Re: Global financial crisis - what does it mean to you
Post by: Mike52 on November 14, 2011, 12:54:47 pm
Yeah farming gets supported in ways that no other small business benefits from, there has always been farm subsidies,
I was a farmer Marc and I never saw any of these subsidies.
I saw loans where the interest was deferred for a couple of years.
I saw donations of food from some really nice people in the cities .
I was offered the dole by the government but had to look for a job to get it.
Farms are interesting things , just because you have no income doesn't mean you have no outgoings and the work never stops.

But I wasn't going to talk about farms but the number of lower priced bikes on Ebay not attracting any bids.
Sign of the times?
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 14, 2011, 04:19:58 pm
Just sold our farm in Switzerland   the other day . For the 25 Hectares ,  the government used to pay 75 k/ pa just in subsidies. Dont know how much longer they can sustain those amounts . It did hurt to see it go for all the memories but on the other hand I feel it was best  to move it , before the market fully  drops . Because without the subsidies you can just about deduct the last Zero on the value .
I didn't know the Swiss were up to these tricks and distortions. My sister is married to an Italian living in Umbria Italy.

http://en.wikipedia.org/wiki/Umbria

People here complain about the Nanny State but on their small traditional farm they are not allowed to change anything. The vista is considered part of the Italian heritage.  The farm house is the same outward size and appearance it was 100 years ago. The fields and stone fences have to remain the same. Even what they are allowed to grow is regulated (In summer a crop of sunflowers look different from a crop of water melons in colour and texture from a distance). 

(http://i323.photobucket.com/albums/nn458/mx250syd/bultaco/UmbriaPanorama.jpg)

http://upload.wikimedia.org/wikipedia/commons/c/c9/UmbriaPanorama.jpg

Of course this is all very inefficient but it is offset by a raft of 'cultural grants' of one type or the other. And of course all of this is contrary to one international Free Trade agreement or another.

France does the same, the US and Japan as well. And you wonder why these countries are deep in hock. Even without Greece and the eurozone, and without the GFC these countries have a lot of painful microeconomics and infrastructure changes they have to go through if they want to stay competitive (have reasonable standards of living and full employment).
Title: Re: Global financial crisis - what does it mean to you
Post by: lukeb1961 on November 14, 2011, 05:01:00 pm
I didn't know the Swiss were up to these tricks and distortions.
Almost every major country does this or similar. It is probably insane in the longer term to forego your heritage and your ability to feed your own  people, in the name of profits. Russia drops $10+ billion per year minimum, Europe drops a massive €57 billion on subsidies to farmers and fishermen. The USA, that great centre of capitalism, subsidises primary industry directly to the tune of some $20 billion per year, however the total in grants and subsidies is supposedly an amazing $180 billion per year. Anybody who has to deal with China knows that everything is wrapped in protectionism of some form and they are pouring in funding for infrastructure and tax rebates to the tune of $20+ billion per year. Korea? $21 billion. Turkey punts 8% of GDP to its farmers.

What of Australia? Second from the bottom.
Who is indeed wide-open and truly on the 'level' playing field? - urm.. guess - New Zealand!

Luke
Title: Re: Global financial crisis - what does it mean to you
Post by: tony27 on November 14, 2011, 05:27:58 pm
Guess who suffers due to it as well, whoever thought the big players would follow NZs lead in dropping subsidies & import tariffs either had rocks in their heads or knew what would happen & stood to gain from it  >:(
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 14, 2011, 05:47:23 pm
Just sold our farm in Switzerland   the other day . For the 25 Hectares ,  the government used to pay 75 k/ pa just in subsidies.

Sold the farm, so I take it buying a new outfit is not a problem at the moment. Yeah I was reading some Swiss farmers who are sitting on milk production quotas are worth a lazy million before they sell the farm, based on the size of their subsidies, the farms are great investments without having to pull a tit in anger.

Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 14, 2011, 06:01:37 pm
I didn't know the Swiss were up to these tricks and distortions.
Almost every major country does this or similar. It is probably insane in the longer term to forego your heritage and your ability to feed your own  people, in the name of profits. Russia drops $10+ billion per year minimum, Europe drops a massive €57 billion on subsidies to farmers and fishermen. The USA, that great centre of capitalism, subsidises primary industry directly to the tune of some $20 billion per year, however the total in grants and subsidies is supposedly an amazing $180 billion per year. Anybody who has to deal with China knows that everything is wrapped in protectionism of some form and they are pouring in funding for infrastructure and tax rebates to the tune of $20+ billion per year. Korea? $21 billion. Turkey punts 8% of GDP to its farmers.

What of Australia? Second from the bottom.
Who is indeed wide-open and truly on the 'level' playing field? - urm.. guess - New Zealand!

Luke
Interesting figures Luke. You seem particularly well informed 8).

I've been generally aware for some time but didn't have those numbers. Australia produces wheat at a third the price of any other country in the world and we can't sell it against the subsidised euros and yanks. Not good for anyone but more to the point most of the citizen and city workers of those countries don't realise that every time they buy bread they are subsidising a farmer.

There are other policies they use to subsidise such as paying for barns and tractors with direct grants or indirect tax write offs, and other tricks and Industrial policies etc. My sister was 'forced' to buy a new car recently (the EPA argument) but got a 30% grant to update. Ditto when to rebuilt their house after an earthquake. They weren't allowed to change the shape or size but they went underground two floors - all on the taxpayer.

Australia does the same. Our car industry is subsidised to the tune of $2bil. What does that work out per car. And I'll bet not many Australian would know it.

In the medical field the Japs have a neat trick; to release a medicine you have to conduct trials on Japanese size people. Added time and cost to the foreigner giving the Japanese pharmaceuticals an opportunity to catch up.
Title: Re: Global financial crisis - what does it mean to you
Post by: bazza on November 14, 2011, 06:50:27 pm
like france big hurd is 20 cows in a barn-bloody riping the tax payer money
Title: Re: Global financial crisis - what does it mean to you
Post by: Taka 100 on November 14, 2011, 07:34:15 pm
heres my spin on it who gives a rats arse get back to the garage and burn some rubber, the powers to be at the time will do what they want when they want then shove it where it fits usually in a dark place and we will wear it , get a good bottle of vodka and buy a cz or eruo bike cause they handle better than our jap crap that beat the hell outa us and win everyting and get over it, its ride time piss the synthetic oil off and run what you want , ps dont run benzol it melts pistons, at the end of the day feel the breeze in ya face we are all great blokes and gals  who love bikes and racing or doing them up and they can kiss our bl#@%K ar#%es if they like, we will be partying at the end , ask david attenbourough about these people we are saving to over run the world and eat our families outa house and home in 100yrs we are stuffed aids ridden , war mongering , rabbit mutiplying numbnuts , lets enjoy this while we can guys , stuff the rest of them we've got it right, take three deep breaths and repeat after me we are the champions my friends and we will be there till the end we are the champions we are the champions of the world , and thats all i got to say about that ,xx
Title: Re: Global financial crisis - what does it mean to you
Post by: TooFastTim on November 14, 2011, 08:44:39 pm
like france big hurd is 20 cows in a barn-bloody riping the tax payer money

The French are some of the least productive and most protected farmers in the western world.
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 18, 2011, 08:27:16 am
Hmmmmmmmmm,

Italy now has a technocrat government/administration and the focus of the news shifts to.........

"Spain's borrowing costs have risen at its latest bond auction, as Spaniards prepare to vote for a new government to tackle its financial crisis.

On money borrowed today, payable in 10 years, Spain has to pay an interest rate of 6.975%, the highest since 1997.

A high rate or yield indicates investors may not have confidence in a government to fully repay its debts.

The figure is perilously close to 7% - the level at which other eurozone countries have had to seek bailouts................"


http://www.bbc.co.uk/news/business-15771776

Another downward indicator..............and the pollies are still at each others throats..........and The Market still votes with it's feet ::) :P :-\.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 18, 2011, 01:07:49 pm
Another downward indicator..............and the pollies are still at each others throats..........and The Market still votes with it's feet ::) :P :-\.

The whole bond market morphed into a trip to the track like the share market, bonds are supposed to represent a long term blue chip investment with a stable yield .... not another market to be exploited by finance companies created products like debt backed derivatives to leverage the debt obligation of the bond. Sovereign government bonds are the bedrock of the whole system, its like pulling the foundations out from under your house.

I think the destruction of the current form of the EU experiment was inevitable at the time of the Lehman crisis. You cannot have monetary union without political union and you cannot remove the stabilising effect of currency exchange as the Eurocrats are showing.
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 18, 2011, 03:01:35 pm
You cannot have monetary union without political union............
It was my impression and assumption that 'they', the shadowy grey suited euro technocrats in the back ground, intended greater political unity and were working their way towards that aim step by step. In fact I thought the Euro was stage one designed to highlight the benefits and, to some degree, to 'get them comfortable' and to 'lock in' the likely partners.

But with a combination of the events of the GFC, some overly optimistic economic (mis)management by the PIIGS and the predictable recalcitrance of historic enemies and their political leaders, events have caught up to the design and the design as been found wanting.   

Where to now Magoo? :-\.
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 18, 2011, 04:13:07 pm
Where to now Magoo? :-\.

It seems like everytime anyone from Paraeus to Birmingham even suggest putting continuing EU membership to public referendum everyone shits themselves. I think Europe could have maintained open border trade without the need of economic unity. Or optional economic unity..... but common sense got lost in a political fantasy land. I think they will have to roll back some of the treaty and go through years of negotiation again.

OR Germany could just go old skool and invade Greece  ;D

Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 18, 2011, 05:13:19 pm
There are many signs of an upcoming brew  ;)But   I dont think its the Germans this time ,  that will make the first move .

Nah I don't think it will be the Germans either, but hell I would sooner take my chances with the Hitler Youth than the Greek youth at the moment. I think the Pathenon is being thrown by Police stone by stone.
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 18, 2011, 05:26:26 pm

OR Germany could just go old skool and invade Greece  ;D

In 1941 the Germany Invasion of Greece was an ill-advised time wasting distraction away from the Main Game. Germany had no interest in the Mediterranean pint size excuse for a country. The only reason Germany did it was to save their ally Italy.

Oh shit no, what am I saying - its history repeating itself. ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on November 18, 2011, 05:36:09 pm
OR They could try the Chinses tact and just walk in a but them. China could use a lovely little azzure isle in the Med - to go with their cattle properties in Oz, dairy farms in NZ and diamond mines in Africa.
Title: Re: Global financial crisis - what does it mean to you
Post by: Mike52 on November 18, 2011, 05:52:22 pm
I thought that Germany already owned Greece?
Didn't they buy it last week for 8 billion ? ;D
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 25, 2011, 05:33:35 pm
Here's an interesting article which pretty much concisely explains the euro situation.

Is the euro about to capsize?
By Laurence Knight

http://www.bbc.co.uk/news/business-15592197
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 25, 2011, 06:00:11 pm
This was the inevitible outcome of Lehman ......  the Lehman Shock and the stimulus response triggered and explosion in public debt to support a lifestyle that was unsustainable.

So this time round Aussie and NZ are not as insulated as they were. This is a major economic contraction in all countries that finally will imapct on primary producers.
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on November 28, 2011, 09:50:26 am
And Iran are looking to get the 'BOMB' Good-oh!
Maybe the Mayans were right-2012--dodododo.......
Title: Re: Global financial crisis - what does it mean to you
Post by: Marc.com on November 28, 2011, 11:53:09 am
And Iran are looking to get the 'BOMB' Good-oh!
Maybe the Mayans were right-2012--dodododo.......

How tolerant the US and Israel will be of an Iranian nuclear capability remains to be seen. I am not sure they will get quite the same encouragement as the Pakistani's in developing a nuke. I am always intrigued that the Manhattan Project took the entire technical and almost the entire financial wealth of the USA, on a total war footing to build a nuke, now it seems like anyone with a Kaftan and sandles can whip one up for chump change.
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 28, 2011, 12:10:57 pm
And Iran are looking to get the 'BOMB' Good-oh!
Maybe the Mayans were right-2012--dodododo.......

How tolerant the US and Israel will be of an Iranian nuclear capability remains to be seen.
I know exactly how tolerant Israel will be; zero tolerance. They have said so multiple times and have carried out their threat in the past (http://en.wikipedia.org/wiki/Operation_Opera).
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 28, 2011, 12:39:46 pm
And Iran are looking to get the 'BOMB' Good-oh!
Maybe the Mayans were right-2012--dodododo.......

How tolerant the US and Israel will be of an Iranian nuclear capability remains to be seen.
I know exactly how tolerant Israel will be; zero tolerance. They have said so multiple times and have carried out their threat in the past (http://en.wikipedia.org/wiki/Operation_Opera).

this time , maybe the last time  ;)

Yeah, for all of us :-[ - the Israelis have threatened to use tactical nukes :o to ensure destruction of the well hidden well protected (dug deep into sides of mountain with entrances in steep valleys to prohibit cruise missile  or glide bomb approaches). I wouldn't doubt them. There is some very high level, high risk brinksmanship happening between Israel and Iran, and their sponsor states/allies America and Russia.

Most plebs in America and Russia (the main puppet masters) are blissfully unawares :P.
Title: Re: Global financial crisis - what does it mean to you
Post by: lukeb1961 on November 28, 2011, 03:51:07 pm
How tolerant the US and Israel will be of an Iranian nuclear capability remains to be seen. I am not sure they will get quite the same encouragement as the Pakistani's in developing a nuke. I am always intrigued that the Manhattan Project took the entire technical and almost the entire financial wealth of the USA, on a total war footing to build a nuke, now it seems like anyone with a Kaftan and sandles can whip one up for chump change.
The basic research (metallurgy, separation) cost a heap because they persued every type simultaneously, to get something done FAST. The enriched (high %) uranium 235 'gun type' bomb is NOT a technical marvel, once the basic physics was sorted. Even back then, they didn't bother testing it (well, apart from Hiroshima), because they knew it would work. The deep tech was the plutonium implosion bomb, the initiators, and the efficiency (ie use less, get a big bang). The ONLY reason everybody has the type of reactors in use around the world is for the production of plutonium 239. The isotope seperation of U235 is tedious, but technically within reach of any modern scientific group and the centrifuge method is readily available. There is a truck-driver (John Coster-Mullen) in the USA who has published every single tid-bit ever made available on the U235 bomb.. available from Amazon!

Today, you probably don't even need a physics degree, so long as your government will provide the bits...





Title: Re: Global financial crisis - what does it mean to you
Post by: EML on November 28, 2011, 05:53:06 pm
Looks like the plot for a great D grade movie---US truck driver delivers home made H bomb to Iranian ravine as the rest of the planet looks on in horror/awe/fanatical hope(enter the one you select)
It'll be in a movie cinema near you this Fall-if you last that long............
Title: Re: Global financial crisis - what does it mean to you
Post by: lyle2212 on November 28, 2011, 11:41:19 pm
I wonder .. could it be that the USA wants to invade IRAN because they are now selling their Crude Oil in EURO currency.....nah must be another conspiracy theory !!!???
Title: Re: Global financial crisis - what does it mean to you
Post by: mx250 on November 29, 2011, 06:02:51 am
I wonder .. could it be that the USA wants to invade IRAN because they are now selling their Crude Oil in EURO currency.....nah must be another conspiracy theory !!!???
Or is it that trading in Euro's is part of a 40 year old diplomatic antagonism between the two? And of course all other countries are now kicking themselves that their international reserves are not held in Euro's at the moment. ::)

Simple explanations are never true, it must be the complex and obscure that only the clever can see and understand that is the truth.
Title: Re: Global financial crisis - what does it mean to you
Post by: Mike52 on November 29, 2011, 08:16:41 am
Interesting little sideline.
I was reading where our "August" leader Mr Goff Whitlam [ 1972] stuck his hands into personal superannuation to get money to keep spending.
Back then super was a personal thing not financed by employers.
Apparently the government never paid it back.
Surprise surprise.
I've had this nasty feeling for a while now that this is possibly on the cards today.

Ps If I was selling oil I'd want the payments in GOLD .
USD and EURO's are looking a bit shakey.
Title: Re: Global financial crisis - what does it mean to you
Post by: vmx42 on November 29, 2011, 09:24:37 am
Decadence - Decline of the Western World is being released this week. Limited distribution, so check your local guides. Or log onto:

http://www.decadencedocumentary.com/

Pria is probably the most interesting and charismatic person I know. He is always thought provoking and incisive - and a very funny guy. As Molly would say... do yourselves a favour and check it out.

VMX42
Title: Re: Global financial crisis - what does it mean to you
Post by: Lozza on November 29, 2011, 09:35:15 am
Looks like a great movie. I've enjoyed Pria's doco's for many years.
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on November 29, 2011, 11:39:20 am
Just finished ''The Weather Makers" by Tim Flannery-that's made me think. It's already 5 years out of date and makes me wonder what has been/is being done to right the wrongs. We will probably never know but what he says leads to what that doco is saying-rain forest and cities are not meant to/can't last, for the very same reason-that specialists are too prone to changes in their enviroment. You are better off being a farmer and can there-by change when things around you change.
Best to ride a 125-then you can still pull a place in the all-powers final-when everyone else is worn out :D :D
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on November 29, 2011, 01:27:27 pm
Mmm....just up'd our aussie credit rating....puts us in the top 15 of a grade racers, now what happens  :-\
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on November 29, 2011, 01:39:06 pm
What are you saying Ali-you can afford to run with the A graders now??
We took the sidecars to a modern meeting last weekend and I reckon we couldn't afford to keep up with the peewee racers, not to mention the modern A graders. Some of their motor homes were worth more than our house......
Title: Re: Global financial crisis - what does it mean to you
Post by: VMX247 on November 29, 2011, 02:34:15 pm
Not us personally.here you go !! +++

Ratings agency Fitch has awarded Australia its top sovereign credit rating, the first time Australia has been AAA rated by all three agencies.

The US agency upgraded Australia's key credit rating to AAA from AA+, making Australia one of just 15 countries to hold the top rating.

The long-term foreign-currency issuer default rating shows Australia's ability to repay foreign debt and is used to compare between different countries.

Fitch also says its outlook for Australia was "stable".

Standard and Poor's gave Australia its top rating in 2003, while Moody's was the first to upgrade its rating, in 2002.

The Fitch upgrade reflects Australia's fundamental credit strengths including its "high value-added economy" and "flexible policy framework", said Fitch Asia Sovereign ratings group director Art Woo.

"The combination of low public debt, a freely floating exchange rate, a credible inflation target framework, and liberal trade and labour markets provides Australian authorities the flexibility to run strong counter-cyclical fiscal and monetary policies during both economic downturns and upturns," Mr Woo said.

Fitch says achieving a budget surplus and improving net financial worth would bolster the outlook for Australia's credit rating.

HSBC chief economist for Australia and New Zealand Paul Bloxham says the rating is a reminder that Australia's sovereign finances are in a strong position, "particularly against the backdrop of the current global sovereign problems".

"Sound fiscal policy and low government debt will help to affirm Australia's ability to service its net foreign borrowing requirement in part via a strong sovereign rating," Mr Bloxham said.

and this news in
Investment in Australia's mining industry has reached record levels, soaring 34 per cent in the past six months.

A new report from the Bureau of Resources and Energy Economics has found committed investment in major mining projects now sits at almost $232 billion.

Most of the capital is in the oil and gas, iron ore and coal industries.

Western Australia accounts for about 64 per cent of expenditure on advanced projects with final investment decisions announced for the Wheatstone and Prelude LNG projects in the last six months.

There are now a record 102 minerals and energy projects that have reached a final investment decision.

There are more than 300 other projects still in the pipeline and those are expected to be worth more than $224 billion.

The bureau says the projects are set to drive significant growth in resources exports in the medium to long term.

Title: Re: Global financial crisis - what does it mean to you
Post by: oldyzman on April 03, 2013, 05:15:55 pm
Whats the difference between recession and depression???
Recession is when your neighbor looses his job due to his employer going out of business and depression is when you lose your Job due to your employer going out of business
Brett
Title: Re: Global financial crisis - what does it mean to you
Post by: 80-85 husky on April 03, 2013, 09:19:46 pm
Spending is on a down trend as us baby boomers move from spend to hoard as we look at retiring. There just wont be enough punters to keep the spend happening to keep things moving up.... so we enter a period of "deflation" ie resetting the bar... hang on to your hats.... best advice, REDUCE DEBT. the banks wont be your friend when they are looking for cash. (CYPRUS :o). hopefully it will be a gentle bump but seeing the feds searching frantically for any cash they can find isnt a good sign.
Title: Re: Global financial crisis - what does it mean to you
Post by: 80-85 husky on April 05, 2013, 07:54:37 am
US bonds will be the go as the US economy deflates, the US dollar will effectively buy more over the next 5 years (so the punters say!!!) sounds half legit :-\
Title: Re: Global financial crisis - what does it mean to you
Post by: pancho on April 05, 2013, 04:26:03 pm
 G.F.C. SMEE, I'm more worried about the maniacs in the north of Korea.
 
 If some idiot gets trigger happy think of the other countries which will jump in while there is a big distraction. Remember WW2.

 China v Japan, Iran v Israel, China v Taiwan to name a few of many.

 Maybe that numskull will get a chill from his haircut and catch pnuemonia and save a lot of lives.
Title: Re: Global financial crisis - what does it mean to you
Post by: Sorelegs11 on April 05, 2013, 05:24:32 pm
The GFC happened in 07. Our gumbyment and others keep using it as an excuse for all of their f##kups.
A simple rule, DO NOT LIVE BEYOND YOUR MEANS, comes to mind every time I hear GFC.
Still our boneheaded gov keep borrowing cash for stupid "programs" and studies to make them look good to the rest of the world and Swanny keeps telling us that although the country is in debt up to its eyeballs that its cool because compared to most other countries we are okey dokey.
2.1 billion for refo's this financial year. ??? ???
So kids declare nothing and get at your cash before Julia &co do.

Phew, that feels better ;D

Maybe some shares in sth korean construction companies might be worth lookin at too.
Title: Re: Global financial crisis - what does it mean to you
Post by: bazza on April 05, 2013, 08:15:28 pm
Walter as i told you a year ago BUY SILVER, you should be retired now with your profits
Title: Re: Global financial crisis - what does it mean to you
Post by: Tim754 on April 05, 2013, 09:35:18 pm
I did too!!! you sure the 220grams I got will see me through? ???
Title: Re: Global financial crisis - what does it mean to you
Post by: Nathan S on April 06, 2013, 02:54:34 pm
Pro Tip: Know what you're talking about before posting shit about economics, or risk looking like a fool and/or a nut job...

There's plenty written about what happened in Cyprus - their woes all stem from being a tax haven that produces virtually nothing.

There's also been plenty written about the changes to Superannuation taxation. Most of it has been outright bullshit, but now the actual changes have been announced, those calling it a 'raid' are just Henny Penny-esque speculators, they're outright liars.

Title: Re: Global financial crisis - what does it mean to you
Post by: Davey Crocket on April 06, 2013, 03:28:36 pm
Nathan I could be wrong, but with the so called "super raid", wont the squillionaires just put there money/equities somewhere else?, I mean they didnt get all that money being dickheads so I'm sure if it was going to hurt them in any way there financial advisers will just tell them to stick there money "here" so to speak......and so goes another "gee, we didnt think that they would do that?" senario like the mining tax....and the coffers will still be empty. Swan is hell bent on making Australia a communist country where everyone has the same....but it will never happen.....the muslims will own us before then. The sooner the election is over the better, then business will pick up for everyone.
Title: Re: Global financial crisis - what does it mean to you
Post by: pancho on April 06, 2013, 05:02:43 pm
 You don't really think the Liberal party can lead with a bloke in charge who only opens his mouth to change feet ::)
Title: Re: Global financial crisis - what does it mean to you
Post by: Nathan S on April 06, 2013, 05:58:55 pm
Nathan I could be wrong, but with the so called "super raid", wont the squillionaires just put there money/equities somewhere else?, I mean they didnt get all that money being dickheads so I'm sure if it was going to hurt them in any way there financial advisers will just tell them to stick there money "here" so to speak......and so goes another "gee, we didnt think that they would do that?" senario like the mining tax....and the coffers will still be empty. Swan is hell bent on making Australia a communist country where everyone has the same....but it will never happen.....the muslims will own us before then. The sooner the election is over the better, then business will pick up for everyone.

Not this time.

Compulsory superannuation is a good thing (brought to you by Labor...). However, during the Howard years, it became an income tax dodge that massively favors the wealthy at the direct expense of government revenue.
Basically, you earn however much money, so you (can) put some (more) into super, you pay income tax on the rest, and you live on what's left over. The more you make, the bigger the tax benefit you get from putting it into super.

The government has (correctly) said "Sod that, the ultra-wealthy don't need a tax break to convince them to increase their super savings, and it's costing us STACKS of money in lost income tax revenue", so they've reduced the tax-dodge for the ultra-wealthy.
It's a good move for the country, despite the ridiculous crap written by people like Robert Gottliebsen.

The only way to dodge this one is to earn less money - which nobody is going to do.

The biggest real criticism of the changes is that they were too timid.
Title: Re: Global financial crisis - what does it mean to you
Post by: oldfart on April 06, 2013, 06:06:16 pm
So why do we need reforms in super .... to create another Government dept that can feed from it.
Joan... your spot on with your comment's  
Title: Re: Global financial crisis - what does it mean to you
Post by: mustanggrahame on April 06, 2013, 06:13:55 pm
That's correct Nathan, the problem with deductions applicable to your before tax income is that it favours the people who don't need it the most. Also low income earners (below 20K) have to pay more tax to put money into super than if they put it in their pockets  ??? Both these things had to be fixed.
Do not believe the shit that is spewed out by the Murdoch media outlets.
Cheers, Grahame
Title: Re: Global financial crisis - what does it mean to you
Post by: Davey Crocket on April 06, 2013, 06:32:01 pm
I agree with what you say Nathan, but the rich will find another way to dodge it, what did Kerry Packer say.....it's called tax minimalisation (I know I farked that word up ;D)
Title: Re: Global financial crisis - what does it mean to you
Post by: crash n bern on April 06, 2013, 06:50:15 pm
Most wealthy people have self managed super funds and are probably ahead of the game anyway.

When super first came out, the accountant I had at the time told me to put the absolute minimum possible into it as I would never see it.



Title: Re: Global financial crisis - what does it mean to you
Post by: oldfart on April 06, 2013, 06:57:25 pm
What number out of 10 are you.
  http://www.abs.gov.au/ausstats/[email protected]/Latestproducts/6306.0Media%20Release1May%202012?opendocument&tabname=Summary&prodno=6306.0&issue=May%202012&num=&view=
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on April 06, 2013, 07:06:06 pm
JUst like ínsider trading' doesn't exist-or is a criminal offence, 'tax minimalisation'  is in the same vein. The big guys are always ahead of the game that we plebs play. Their 'advisers' are the ones that make the rules so they always have the advantage.
It's not until we all get the fair shits and start hacking their heads off(like the French a couple of hundred years ago) that any balance is reached, and then only until the next lot of  self appointed 'notables' turn up.
As long as we have a voting system based on money (that is financial backing) it will never be a govt "of the people for the people"
Title: Re: Global financial crisis - what does it mean to you
Post by: mainline on April 06, 2013, 07:25:00 pm
As long as we have a voting system based on money (that is financial backing) it will never be a govt "of the people for the people"

Completely and utterly true and the reason why, at the end of the day, debating politics is a waste of time, online or in person.
Title: Re: Global financial crisis - what does it mean to you
Post by: Tim754 on April 06, 2013, 07:58:19 pm
Answer these two questions..
1    Do all politics piss you off?
2    Are you broke and could not care a shit about GFC's and the like.

Yes to both,,, Your got to be a sane happy person. So back to the bike shed.
All other variants of answers... ::) ::) ::)
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on April 06, 2013, 08:24:47 pm
That's correct Nathan, the problem with deductions applicable to your before tax income is that it favours the people who don't need it the most. Also low income earners (below 20K) have to pay more tax to put money into super than if they put it in their pockets  ??? Both these things had to be fixed.
Do not believe the shit that is spewed out by the Murdoch media outlets.
Cheers, Grahame

Good one.As if anyone earning below 20K has any money to put into super or their pockets.
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on April 06, 2013, 08:34:33 pm
Most wealthy people have self managed super funds and are probably ahead of the game anyway.

When super first came out, the accountant I had at the time told me to put the absolute minimum possible into it as I would never see it.


Good advice , although the idea of super is that more people can support themselves in retirement , with our system you give your money to sharks that speculate it and make fat profits for themselves until a market crash wereby they then walk on leaving you the investor with a big fat lose.
and the wealtheist people dont even have super funds ,they might have shares,property or whatever but not as a super fund.
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on April 06, 2013, 09:08:23 pm
Most wealthy people have self managed super funds and are probably ahead of the game anyway.

When super first came out, the accountant I had at the time told me to put the absolute minimum possible into it as I would never see it.


Good advice , although the idea of super is that more people can support themselves in retirement , with our system you give your money to sharks that speculate it and make fat profits for themselves until a market crash wereby they then walk on leaving you the investor with a big fat lose.
and the wealtheist people dont even have super funds ,they might have shares,property or whatever but not as a super fund.

Maniac , under section 23 F  you can run shares , property , metalls you name it  . All in the name of super . It acumulates free but  you cant touch till retirement ( 55 being the earliest ) 
Maybe so but I dont think many of the wealthiest people do that , they dont lock up capital like that.
Title: Re: Global financial crisis - what does it mean to you
Post by: Nathan S on April 06, 2013, 09:34:15 pm
I agree with what you say Nathan, but the rich will find another way to dodge it, what did Kerry Packer say.....it's called tax minimalisation (I know I farked that word up ;D)

They do that, for sure. But this is closing off one big, fat avenue for tax minimisation.





Title: Re: Global financial crisis - what does it mean to you
Post by: Tim754 on April 06, 2013, 10:14:50 pm
Been stockpiling cans of baked beans just in case.
Title: Re: Global financial crisis - what does it mean to you
Post by: crash n bern on April 07, 2013, 08:34:29 am

[/quote]
Maybe so but I dont think many of the wealthiest people do that , they dont lock up capital like that.
[/quote]

It's not really locked up. Super is what locks it down.They can sell shares, sell real estate etc. They usually move investments around to follow the markets. If they see a recession coming they will offload real estate and turn it to cash.  then re invest when the market is low. 
I was advised by a wealthy older gentleman once to get a self managed super fund.  But unfortunately I don't have enough money to make it worth the while.

You can collect VMX bikes or any other classic vehicles for your self managed super fund, but you can't use them, you can only store them.
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on April 07, 2013, 11:50:00 am
Been stockpiling cans of baked beans just in case.
Your arse will sound worse than the Honda 4 hahahaha
Title: Re: Global financial crisis - what does it mean to you
Post by: Tim754 on April 07, 2013, 06:09:35 pm
 :P Bean gas is better than having to catch and eat cockroaches . That be all that's left after the GFC + Nukes crap down on us. Still if your up in Queensland you do have lotsa mega roaches to fillet and chow down on EML.
Title: Re: Global financial crisis - what does it mean to you
Post by: oldyzman on April 07, 2013, 09:52:14 pm
Crash and Burn, I told the company super rep that about ten years ago, when he said it would be a good idea for me to contribute. My exact words were " I sincerely do not think I will ever get to control my super contributions and possibly never get much benefit from it"
And about debating politics: Our Politicians seem to be debating the whole time, getting nowhere, is this a big conspiracy between the two parties just to aviod the "problem" of running the country. All of these pricks need a job description and need to stick to it!

Thats my spray for the month....
Brett
Title: Re: Global financial crisis - what does it mean to you
Post by: Mike52 on April 08, 2013, 09:01:35 am

Compulsory superannuation is a good thing (brought to you by Labor...). However, during the Howard years, it became an income tax dodge that massively favors the wealthy at the direct expense of government revenue.


The rich used super as a dodge well BEFORE Labor even thought of making it available to us little folk.
I can remember reading about super in the 70's and dreaming of having extra to put aside.
Also that same Labor who made us put a percentage of our earnings into super are now using the money as a guarantee against their incompetent borrowing and vote buying.
Title: Re: Global financial crisis - what does it mean to you
Post by: motomaniac on April 08, 2013, 07:04:20 pm

Maybe so but I dont think many of the wealthiest people do that , they dont lock up capital like that.
[/quote]

It's not really locked up. Super is what locks it down.They can sell shares, sell real estate etc. They usually move investments around to follow the markets. If they see a recession coming they will offload real estate and turn it to cash.  then re invest when the market is low. 
I was advised by a wealthy older gentleman once to get a self managed super fund.  But unfortunately I don't have enough money to make it worth the while.

You can collect VMX bikes or any other classic vehicles for your self managed super fund, but you can't use them, you can only store them.
[/quote]

Thewealthy families that Ive worked for have family trusts and serie's of companies that they use to shift money around as well as a bunch of other tricks.

I thought every wise invester moved money around to follow markets and everyone unloads real estate if they have some and then reinvest ,thats all totally common for middle class not the upper elite , at least more than 16,000  Australia wide that Swan is quoting to be effected by the super changes.
What interesting to me in all this is the in Gov brings it up just before an election.Proposing a new tax never won an election that I can recall.
If you are going to collect vmx and classic cars stuff how can you be so confident that its all going to go up or even hold value?
Title: Re: Global financial crisis - what does it mean to you
Post by: maicomc490t on April 08, 2013, 08:11:20 pm
Saturdays Australian had an interesting article.

I haven't read it in full so don't take it as gospel but the judges and possibly state politicians will most likely be exempted. Smack's of different laws for them type stuff - those pieces of shit get away with too much !!!
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on April 08, 2013, 08:22:22 pm
Saturdays Australian had an interesting article.

I haven't read it in full so don't take it as gospel but the judges and possibly state politicians will most likely be exempted. Smack's of different laws for them type stuff - those pieces of shit get away with too much !!!
If that is the case, and God forbid it is, it's another step towards revolution and heads will roll...........
Title: Re: Global financial crisis - what does it mean to you
Post by: Iain Cameron on August 06, 2013, 07:38:57 pm
What could go wrong !!! The money Ive managed to put away is earning f all interest . Now that Ive got a bit of spare cash to buy bike parts they have gone up due to the Aussie passo . I paid off my house when interest rates where 18% and managed . now I listen to winging pricks say 7odd % is too much . Am I a grumpy old man , Yes . Iain
Title: Re: Global financial crisis - what does it mean to you
Post by: EML on August 06, 2013, 07:58:13 pm
Bang on Iain, we have all done that, well we older ones have.
But we didn't pay 100s a month to a phone co. for a mobile with internet apps. either..................