This is why you pay your Ambulance subscription.....

[paul]

they had to put up with some filthy langwich

[Billet YZ]

Have a guess how much Victorian Paramedics get paid per hour?

Not enough i would think, they do an awesome job.  Peter.

[TM BILL]

Can definetly recomend Combined insurance  no bullshit policies and no bullshit payouts  very good outfit.

[matcho mick]

when i crashed at Nepean,done my knee in!,filled in a claim form for Combined,when asked for witnesses,i said "most of the guys behind me" ,they payed,crashed in NZ too,they paid,no probs,

[AjayVMX]

Same goes for Travel insurance when you're overseas!

A dog decided to have a substantial chew on my leg, last time I was at Diamond Dons, needed 9 stitches in the local hospital.  The final cost was US$2000.     The travel insurance covered that, fortunately.

[yzhilly]

Yeah Combined looked after me last after i rooted my leg at barrabool last year 3 months off work and they payed straight away ,no questions and easy to use claim system .

[monaro308]

I can't seem to find an income protection mob that'll cover me for racing (maybe they know how bad I am). Does yours cover you for that Monaro? If they do can you let me know who they are? Thanks.

No All things,any competition isn't covered,only normal stuff including riding is covered,i get it through work.
It's a small percentage of my wage per week...approx $23.00 Good thing is i get around $500+ back every financial year...and can  claim the whole lot on tax.

[Rossvickicampbell]

looks like MA in WA endorse Combined also?

Communique - WA
 
Motorcycling Western Australia would like to welcome a new sponsor Mike Jovanou from Combined Insurance.

Mike is committed to the Combined Insurance's policies, and is so confident that sponsorship has come from his own pocket.

Combined Accident policies cover you 24/7 at home work and play and as most of you are aware they are one of the few insurance companies that insure for training, riding and competing in motocross, enduro, speedway, supermoto, mototrials, road racing and general on and offroad riding.

So if you are new to the sport and would like a quote  or review and update your existing policy or even need help with a claimplease don't hesitate to give Mike a call.

His details are

Mike Jovanou
0415158026
Message from Mike
At Combined Insurance, we understand life has its unwelcome surprises and that accidents will happen. That is why we make insurance clear, easy and less confusing. We offer a range of Accident Policies.

Peace of Mind Accident Plan
• Coverage options from the first day of disability.
• Monthly benefits for total disability.
• Accidental Death, paraplegia and
quadriplegia benefits of up to $250,000.

Bodyguard Plan
• Lump Sum benefits.
• Accidental Death and Permanent Total Disability
benefits for up to $300,000.

In addition, all our Policies feature:
• 24 hours a day / 7 days a week protection including coverage for most sporting and recreational activities.
• Flexible premium options.
• Fast and efficient claims – In 2008 we paid over $36 million
to Australian policyholders with an average claims turnaround
of just 4 days.

Combined Insurance can cover you at work…home… play!

• From the first day of disability
• Individual and family cover
• Personal Accident Insurance
• Coverage 24/7

Call for an obligation free quote!
For more information contact
Mike Jovanou
0415158026

[EML]

The supposed cover from MA is next to useless-covers you if you die-maybe. I called them after Popeye crashed and they suggested I call someone that cared-." maybe try the Salvos" was what she said from memory.
It seems that what we pay for is for "total and permanent injury" only but somehow covers bike damage as well??
We're covered by our rates for ambulance up here in Qld which is great for them 'cause we pay rates on a few properties-makes me want to crash just so I can get a ride somewhere.

[E74]

So what is the $275 I paid to MNSW for?

They even give you nothing when you become permenently disabled, even if you become paralised!  I see quite often.

 so what do they actually do again ...

[mainline]

bear in mind that what Combined sell isn't "income protection insurance" it's a predetermined payout based on what premium you pay them, for a set period of time eg 1yr.

Most income protection policies pay till you're 65 if you're unlucky enough to do yourself that much damage.

[All Things 414]

So what is the $275 I paid to MNSW for?

 so what do they actually do again ...

According to most here, it's going to build new shitters at Broadford.

[TM BILL]

So what is the $275 I paid to MNSW for?

 so what do they actually do again ...

According to most here, it's going to build new shitters at Broadford.

 

[SAABCOMBI]

In 1982 my son was air lifted to Mercy Hospital from Colac when he was born at 12 midnight, l got the bill $10,000, 2 years same happen to my 3rd son air Ambulanace children hospital again $10,000 +, 2 years my 4th son again $10,000 plus same price, so it is very wise to have that cover.

[EML]

Hey #46, have yous worked out what's causing it??