Combined are still operating, they will cover you for every circumstance except skydiving, or when you are pissed. I have a policy with them as a sort of income protection cover, quite good for peace of mind when you are a subbie with no holidays or sick pay .They are going to do a quick doorstop at our next month's club night, only takes 10 mins but well worth a look.
The rep who signed me up is now working in Victoria and is pretty helpful, for those interested he is Stirling Quintal ph 0450 554 933. Fair chance he'll stop by and do a quick presentation for your club if you're interested. I have no finger in the pie with Combined, but if they're good enough to cover us while racing they deserve a mention if nothing else.