OzVMX Forum
Clubroom => General Discussion => Topic started by: All Things 414 on June 25, 2010, 02:22:19 pm
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Just got a bill from Ambulance Victoria for my taxi ride to the Wonthaggi Hospital the other day. Bare in mind that the Hospital is only about 2 km from the track.
$2,154.00!!
Thankfully there'd been a mix-up because I hadn't changed my address details. I broke into a cold sweat going through my book-work to see if I'd payed it. Thankfully I had! If I hadn't I reckon' I would have been having another ambo ride..... :P
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Lucky for you All things...i have the same and income protection insurance at work......you just never know!
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I can't seem to find an income protection mob that'll cover me for racing (maybe they know how bad I am). Does yours cover you for that Monaro? If they do can you let me know who they are? Thanks.
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PHEW
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not wrong 414,mine from broadford to great northern was $3750,ouch,HCF paid that one, :P
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There used to be a company called Combined American Insrurance co., not sure where they are now or if they are still called that but they used to insure you anywhere anytime if it involved a motor vehicle.
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We had the following info emailed to the President of our Club Re Insurance only just recently:
www.combined.com.au
Contact Name: Sinem Ozerkan 0401 762 157
Mrs Maico #54
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Combined are still operating, they will cover you for every circumstance except skydiving, or when you are pissed. I have a policy with them as a sort of income protection cover, quite good for peace of mind when you are a subbie with no holidays or sick pay .They are going to do a quick doorstop at our next month's club night, only takes 10 mins but well worth a look.
The rep who signed me up is now working in Victoria and is pretty helpful, for those interested he is Stirling Quintal ph 0450 554 933. Fair chance he'll stop by and do a quick presentation for your club if you're interested. I have no finger in the pie with Combined, but if they're good enough to cover us while racing they deserve a mention if nothing else. ;)
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I used combined ins co of america from about '62 till about '72 when I stopped racing at the time and I made a claim. I broke a left wrist scaffoid bone at Arcadia and put in a claim stating 'crashed while in practice at the motorcycle race meeting.' I thought this will test them out. No problems with them at all,they payed up every 2 weeks for three months. cheers pancho.
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Sounds good. Thanks for all the info. :)
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Havent had time to process the costs incurred for the attempted Van retrieval and site cleanup on our behalf from your early exit at Wonthaggi Ross :-\
but i'd reckon we'll settle on a figure a wisker just under that amount ;) JUST UNDER ;D
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I'm so lucky to have such good friends..... :P
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bike storage = 1400.00 ;)
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Not answering posts . :( ..priceless ;) :P
http://ozvmx.com/community/index.php?topic=13407.msg136839#msg136839
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Have a guess how much Victorian Paramedics get paid per hour?
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they had to put up with some filthy langwich :o
(http://i382.photobucket.com/albums/oo263/ozmaico/photo-8.jpg)
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Have a guess how much Victorian Paramedics get paid per hour?
Not enough i would think, they do an awesome job. Peter.
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Can definetly recomend Combined insurance :) no bullshit policies and no bullshit payouts :D very good outfit.
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when i crashed at Nepean,done my knee in!,filled in a claim form for Combined,when asked for witnesses,i said "most of the guys behind me" ;D,they payed,crashed in NZ too,they paid,no probs, :P
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Same goes for Travel insurance when you're overseas!
A dog decided to have a substantial chew on my leg, last time I was at Diamond Dons, needed 9 stitches in the local hospital. The final cost was US$2000. :o The travel insurance covered that, fortunately.
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Yeah Combined looked after me last after i rooted my leg at barrabool last year 3 months off work and they payed straight away ,no questions and easy to use claim system .
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I can't seem to find an income protection mob that'll cover me for racing (maybe they know how bad I am). Does yours cover you for that Monaro? If they do can you let me know who they are? Thanks.
No All things,any competition isn't covered,only normal stuff including riding is covered,i get it through work.
It's a small percentage of my wage per week...approx $23.00 Good thing is i get around $500+ back every financial year...and can ;) ;) claim the whole lot on tax.
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looks like MA in WA endorse Combined also?
Communique - WA
Motorcycling Western Australia would like to welcome a new sponsor Mike Jovanou from Combined Insurance.
Mike is committed to the Combined Insurance's policies, and is so confident that sponsorship has come from his own pocket.
Combined Accident policies cover you 24/7 at home work and play and as most of you are aware they are one of the few insurance companies that insure for training, riding and competing in motocross, enduro, speedway, supermoto, mototrials, road racing and general on and offroad riding.
So if you are new to the sport and would like a quote or review and update your existing policy or even need help with a claimplease don't hesitate to give Mike a call.
His details are
Mike Jovanou
0415158026
Message from Mike
At Combined Insurance, we understand life has its unwelcome surprises and that accidents will happen. That is why we make insurance clear, easy and less confusing. We offer a range of Accident Policies.
Peace of Mind Accident Plan
• Coverage options from the first day of disability.
• Monthly benefits for total disability.
• Accidental Death, paraplegia and
quadriplegia benefits of up to $250,000.
Bodyguard Plan
• Lump Sum benefits.
• Accidental Death and Permanent Total Disability
benefits for up to $300,000.
In addition, all our Policies feature:
• 24 hours a day / 7 days a week protection including coverage for most sporting and recreational activities.
• Flexible premium options.
• Fast and efficient claims – In 2008 we paid over $36 million
to Australian policyholders with an average claims turnaround
of just 4 days.
Combined Insurance can cover you at work…home… play!
• From the first day of disability
• Individual and family cover
• Personal Accident Insurance
• Coverage 24/7
Call for an obligation free quote!
For more information contact
Mike Jovanou
0415158026
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The supposed cover from MA is next to useless-covers you if you die-maybe. I called them after Popeye crashed and they suggested I call someone that cared-." maybe try the Salvos" was what she said from memory.
It seems that what we pay for is for "total and permanent injury" only but somehow covers bike damage as well??
We're covered by our rates for ambulance up here in Qld which is great for them 'cause we pay rates on a few properties-makes me want to crash just so I can get a ride somewhere.
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So what is the $275 I paid to MNSW for?
They even give you nothing when you become permenently disabled, even if you become paralised! I see quite often.
so what do they actually do again ... ???
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bear in mind that what Combined sell isn't "income protection insurance" it's a predetermined payout based on what premium you pay them, for a set period of time eg 1yr.
Most income protection policies pay till you're 65 if you're unlucky enough to do yourself that much damage.
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So what is the $275 I paid to MNSW for?
so what do they actually do again ... ???
According to most here, it's going to build new shitters at Broadford.
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So what is the $275 I paid to MNSW for?
so what do they actually do again ... ???
According to most here, it's going to build new shitters at Broadford.
:D :D :D :D :D :D :D :D :D
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In 1982 my son was air lifted to Mercy Hospital from Colac when he was born at 12 midnight, l got the bill $10,000, 2 years same happen to my 3rd son air Ambulanace children hospital again $10,000 +, 2 years my 4th son again $10,000 plus same price, so it is very wise to have that cover.
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Hey #46, have yous worked out what's causing it??
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While on the topic of ER and Medical situations ..has anyone had this procedure done and what was the outcome . ??? .cheers A
Nerve Sleeve Injection
This injection should confirm that compression or irritation of that particular nerve root is responsible for your symptoms. The injection will in most cases, provide a varying duration of relief from your symptoms.
The procedure involves a fine needle placed close to the nerve just beyond its exit from the spine. CT guidance is used to ensure safe and accurate placement of the needle. A long acting anaesthetic (0.5% Bupivacaine) and a long acting steroid (Kenacort or Celestone) are injected.The procedure is performed under local anaesthetic. The injection is not usually painful although occasionally there may be transient limb pain when the needle is near the nerve. This is usually brief and will not cause nerve damage.