Not sure if this has come up before, so apologies if it has, but I recently sold an item on eBay US because eBay Australia will not let me place a reserve on an item unless it is real estate or a motor vehicle.
That was annoying enough, but the item sold and now Pay Pal won't release my money for 21 days because I don't meet their 'risk standards'! 
This is after having done 669 transactions without a single complaint.
I send them an email but just got an automated reply.
Not happy!
Maybe I should ask them for the interest on my money that they are withholding........ 
Seems like the benefits of owning a monopoly Tony.
I also have a great pay pal record, but when I went to pay a large amount for a bike I bought from the US on the 22/12/2012. Pay pal would only allow me to make payment via "E-Cheque".
The money disappeared from my bank account the day after I made the payment, but with the public holidays and such the seller didn't receive the money into his paypal account until over two and a half weeks latter.
Then don't forget he has to wait nearly another week to get it out of there.
He was rightfully pissed off and irate, and wanted to cancel the whole deal whilst my funds were in limbo earning interest for the Pay-pal slush fund. Another thing they wait for is the moment when the exchange rate best suits them.
They also claim to charge a mere 2.5% for exchanging our currency at this point, but that is crap too, they usually charge 3.8% +/- 0.02% of the current posted rates. Monoply's hey
