yeah you can get banned if you ask not to be paid by paypal. Anyway there are not always fees
If you have a non business Paypal account
if you pay someone within Australia
- with a paypal e-cheque there is no fees for the reciever
- with an 'instant transfer' which uses funds directly from your bank account or money from your uploaded 'paypal stash' then there is no fees for the reciever
- with paypal using the credit card method, then yes there is a small 3%??? fee for the reciever to accept your payment.
You can also avoid paying an 'acceptance fee' if you get the buyer to do the paypal payment and when they select the payment method get them to select 'personal payment' and then select 'gift' and that way when they send you the money they pay the acceptance fee on your behalf, but you should consider this a good gesture
when you do overseas payments there is an across boarder fee and even if you do 'instant transfer' which has no fees if your paying someone in Australia, there still is a fee for the overseas seller to pay. Its usually very small though. If im paying a friend overseas i just select personal payment and gift and if its $100 then they get the exact $100 and i end up paying about $101.50 or something like that instead of them getting $98.50 or thereabouts and covering the fee at their end. if its a big time ebay shop or business, then i dont worry about it too much, they can afford a $1 or $2 fee and be thankfull that they have sold their $100 item which has probably been overpriced already and they will probably overcharge on shipping and make more dollars out of me anyway.
Basically if your a seller worried about fees, just chuck an extra $5 or $10 onto the start price for your own piece of mind. So if you have a item you want at least $50 for instead of starting it at $50, start it at $55 and then by the time fees if any are taken into account, you end up with about $50.