Another good reason for using proper filter oil is it is supposed to be flame retardent,not really a concern for 2T owners but 4T's can backfire through the carb & set the filter alight,When i was a wee lad i purchased a pod unifilter for my XR75,I asked the salesman should i also buy the whiz bang filter oil,Nah he said, just use motor oil,famous last words
,one day whilst attempting to bump start the bike (broken kicker,kid,no dosh to fix) it backfired & the Pod burst into flames,no worries i thought,grabbed the filter to pull it off & the carb came off too,you can guess what happened next,A raging F***ing inferno ensued,the result one BBQ'ed XR from the front of the seat forwards,bawled my eyes out for days :'(,I have seen modern 4T's with the filter singed on the inside from backfires,probably saved by proper filter oil