Just picked up a new toy (not VMX, a new 2017 KTM350EXC), and with the current climate of bike thefts thought this one needs to be insured. A bloke told me about Youi insurance being reasonable for rates and good support when he made a claim after his bike was knocked off. I gave them a call, actually get to speak to someone in Oz that you can understand, the price for full comprehensive insurance- (because of the purchase price they wouldn't just do fire and theft which was originally what I was after) - was only $215 per year, $19.90 per month ! That works out at $4.60 per week, less than one cup of coffee for those inclined to do so, or less than one pot at the pub (which is much better than the coffee option )...