Ted in QLD we have 2 different types of trailer requirements.
1st being under 750 gvm (most non braked box type trailers) which are covered under your cars insurance and can't be independently insured.
2nd being over 750kg gvm which need a roadworthy and their own insurance.
So I guess it depends on what type of trailer your trying to insure.
What about the load of unregistered racing dirt bikes on the trailer? if the trailer is covered by insurance? is the load of unregistered vehicles covered by that insurance as well?On a recent inquiry of home and contents insurance I was told that
unregistered vehicles are not covered.
If they are
registered but uninsured, they will be covered anyhow under the umbrella of home and contents if secured within the boundaries of the property, but if
unregistered they
are not covered.
A panel beater friend said it is the same for his shop. If he takes on an
unregistered project of any substantial value for someone else, he has to individually insure it himself to
make sure he is indeed covered. In case the owner of the vehicle has bull shitted him.
It seams
unregistered vehicles have to be individually insured through some sort of specialists like Shannons etc.