Let's get back to basics.
Where does MA get money from, and where do they spend it? How do the state bodies fit into that?
Income:
Event permits (remembering that some goes straight to the insurance provider).
Affiliation/capitation fees (I remain happily ignorant of how MA charges clubs to be affiliated with it).
Licence fees.
Track licences.
Grants from various Govenment Departments (eg: Sports Commission).
Expenses:
Insurance.
Operating expenses (office rent, wages, travel costs, printing the MoMS, etc).
Anything else that needs to be added?
Bit that I forgot the first time: Logically, the insurance costs should be included in the event permit fee - this means that everything is 'user pays'. Obviously, if you ride one event/year, you're a lower risk than someone who rides 30 events/year. Similarly, if its proven that there's heaps more insurance claims per rider per event from SX compared to MX, it would mean that an SX endorsed rider could pay for the extra risk at a SX, without having to pay the extra at an MX.
The licences should really only cover the cost of the administration of the licences.
I'd guess that (deliberately or otherwise), certain disciplines subsidise other disciplines and charging a representative insurance cost to a particular type of event would upset a lot of people. I also suspect that MA is not actually equipped to work out how to divide the insurance cost pie accurately and fairly.
The final point, is what does MA insurance actually cover? I know that most people who are injured at an event are underwhelmed by what they recieve, and my gut feeling is that the insurance is more about third party property damage and covering MA/MA officials.
Its not insurance it's mostly because MA is not fiscally responsible.
A CAMS license with simular risks in normally a quater of MA price.
This is not quite true - and the implication that MA is less fiscally responsible than CAMS is very untrue.
For all their sins, MA is a shining light of good governence compared to CAMS.
Oh, and while we're all MA bashing, these guys have made HUGE inroads into CAMS' market share:
http://australianautosportalliance.com/aasa/index.php?option=com_frontpage&Itemid=1They've done this by addressing the needs of the punters, and minimising the red tape (remembering that CAMS is far worse than MA). And despite the fear-mongering, they offer insurance that is as good as what CAMS offers (according to people who know about these things, which isn't me).
Anyhow, the point is that I've heard that they are/will soon be sanctioning motorcycle events - so if you're really annoyed with MA, then there is light on the horizon.
